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700 Magnolia Ave, Mount Vernon, IL, 62864

3beds
1baths
1,320sqft
$139,900
$106price/sqft
$1,207/moest. monthly cost
$48,280/yrincome needed

About This Home

Charming brick ranch offering comfort and style throughout! Step into a spacious living room filled with natural light from a large picture window, complemented by beautiful hardwood floors. The remodeled kitchen features modern appliances, updated cabinetry with soft-close drawers, stylish tile backsplash, and attractive countertops-perfect for everyday living and entertaining. Enjoy the convenience of a dedicated laundry room complete with washer and dryer. A cozy family room provides additional living space, ideal for relaxing or hosting guests. All bedrooms boast hardwood flooring, adding warmth and continuity throughout the home. The updated bathroom includes half-tiled walls and a tub with full tile surround for a clean, modern look. Situated on a large corner lot with a lovely lake view just across the street, this home offers both charm and location. Convenient city amenities and a desirable west-side setting make this a must-see!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

2/10
4/10
--
Mount Vernon High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 187
  • Dimensions: 11X17

Features

  • Replacement Windows
  • Window features: Replacement Windows,Window Treatments
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,320 sqft

Kitchen

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Laundry

  • Features: Flooring (Other)
  • Level: Main
  • Area: 77
  • Dimensions: 7X11

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 253
  • Dimensions: 11X23

Master Bedroom

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 143
  • Dimensions: 13X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0730181009
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Porch

Lot

  • Features: Corner Lot
  • Lot size dimensions: 71x116x90x6x50x37x69x85

Parking

  • Total spaces: 3
  • Parking features: Concrete,Driveway,Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$186$2,232
Property Taxes $184$2,208
Electricity $130$1,569
Total$1,207$14,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,382/yr
40% on housing$36,210/yr
45% on housing$32,186/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 62864$87
Jefferson County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 62864$98
Jefferson County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Listed for sale$139,900
2026-04-11Contingent$139,900
2026-04-07Listed for sale$139,900

For Sale by Agent

AgentLisa McKinney, GRI
BrokerageC21 All Pro Real Estate

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