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1501 Viola Ave, Mount Vernon, IL, 62864

4beds
3baths
1,971sqft
$189,900
$96price/sqft
$1,613/moest. monthly cost
$64,520/yrincome needed

About This Home

This beautiful brick home sits on a corner lot with ample amount of space. Featuring 4 beds, 2.5 baths, many new updates including wood fence, roof, newer HVAC, electric panel, some wiring and plumbing. The master bedroom is on the main floor with a generous, large bathroom with walk-in closet. The second bedroom is on the main level, also. Completely fenced in back yard for privacy.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

2/10
4/10
--
Mount Vernon High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1938

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 156
  • Dimensions: 12X13

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 195
  • Dimensions: 15X13

Bedroom4

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 195
  • Dimensions: 15X13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 280
  • Dimensions: 14X20

Features

  • 1st Floor Bedroom,1st Floor Full Bath,Walk-In Closet(s)
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 952
  • Total interior livable area: 1,971 sqft

Kitchen

  • Features: Kitchen (Island,Pantry-Closet),Flooring (Laminate)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 196
  • Dimensions: 14X14

Master Bedroom

  • Features: Flooring (Laminate),Bathroom (Full,Double Sink)
  • Level: Main
  • Area: 176
  • Dimensions: 16X11

Property

Details

  • Parcel number: 0730429015
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Wood

Lot

  • Lot size: 5,227 sqft
  • Features: Corner Lot
  • Lot size dimensions: 52x100

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$252$3,024
Property Taxes $250$3,000
Electricity $151$1,819
Total$1,613$19,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,302/yr
40% on housing$48,390/yr
45% on housing$43,013/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 62864$87
Jefferson County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 62864$98
Jefferson County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-01-02Sold$170,000
2024-10-31Contingent$170,000
2024-10-17Price change$170,000
2024-09-18Listed for sale$175,000
2023-04-28Sold$23,000
2023-02-07Pending sale$60,000
2022-10-28Price change$60,000
2022-09-27Price change$69,000
2022-09-06Listed for sale$76,000

For Sale by Agent

AgentJESSICA SQUIRES
BrokerageH2 REALTY GROUP, LLC

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