923 Sumner St, Jerseyville, IL, 62052
About This Home
Welcome to 923 Sumner St., a comfortable 3-bedroom, 2-bath ranch set on a spacious 0.52-acre lot in Jerseyville IL. Inside, the 936-square-foot layout offers warm, easy-to-manage living spaces, a functional kitchen with rich wood cabinetry and stainless appliances, and a bright dining area with convenient access to the backyard. The home also includes a dedicated utility room, an attached 1-car garage, ceiling fans, and a mix of carpet and hard-surface flooring. Step outside to enjoy the rear patio and deck, mature shade trees, and plenty of yard space for relaxing, gardening, entertaining, or creating the outdoor setup you have been planning. Built in 1981, this inviting home offers practical single-level living with room to make it your own. A new roof was installed July 10th, 2026. Schedule a showing and see the possibilities this Jerseyville property has to offer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1981
Materials
- Roof: Shake / Shingle
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Freezer,Microwave,Range / Oven,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Carpet,Hardwood
Heating & Cooling
- Heating features: Heat pump,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 936 sqft
Property
Details
- Parcel number: 0444100550
Features
- Exterior features: Vinyl
- Has view: Yes
- View description: City
Lot
- Lot size: 0.52 Acres
Parking
- Total spaces: 1
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Drought
- Earthquake
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $859 | $10,308 |
| Home Insurance * | $185 | $2,220 |
| Property Taxes | $223 | $2,676 |
| Electricity | $130 | $1,569 |
| Total | $1,397 | $16,764 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $170,000 |
| 2026-07-21 | Listed for sale | $185,000 |
| 2016-07-11 | Sold | $104,000 |
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