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709 1st St, Jerseyville, IL, 62052

2beds
1baths
847sqft
$110,000
$130price/sqft
$949/moest. monthly cost
$37,960/yrincome needed

About This Home

Charming Cozy Home in Friendly Jerseyville Neighborhood! Welcome to this inviting 2-bedroom, 1-bathroom home at 709 1st Street, Jerseyville, IL 62052. This cozy residence offers comfortable living in a peaceful, family-friendly setting. Step inside to discover a warm, inviting layout perfect for comfortable living. The big backyard is a standout—ideal for gardening, play, or entertaining, and it’s fenced for privacy and convenience. The garage provides ample storage and workspace. The home also features a cellar for extra storage. This property is an excellent choice for first-time homebuyers, those seeking a low-maintenance primary residence, or savvy investors looking for a strong rental or real estate investment opportunity in a desirable area. Located in a friendly, quiet neighborhood with a strong sense of community, close to local parks, schools, shopping, dining, Jerseyville’s charming amenities and recreation facilities. Enjoy the relaxed small-town vibe while being conveniently situated in Jersey County. Whether you’re starting your homeownership journey or investing, this affordable gem won’t last long. Schedule a showing today and imagine making it yours!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
7/10
Illini Middle SchoolGrades 5-71.3 mi

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Microwave,Range / Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile,Carpet,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 847 sqft

Property

Details

  • Parcel number: 0444901000

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Lightning
Strong Wind
Tornado
Drought
Earthquake
Hail
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$119$1,428
Property Taxes $144$1,728
Electricity $130$1,569
Total$949$11,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,537/yr
40% on housing$28,470/yr
45% on housing$25,306/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 62052$90
Jersey County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 62052$109
Jersey County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-14Listed for sale$110,000
2018-07-05Listing removed$81,000
2018-04-11Listed for sale$81,000
2016-04-01Sold$75,000
2016-03-14Pending sale$77,900
2016-02-09Listed for sale$77,900
2015-11-14Listing removed$79,500
2015-05-14Listed for sale$79,500

For Sale by Owner

AgentProperty Owner

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