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315 E Prairie St, Jerseyville, IL, 62052

4beds
3baths
2,260sqft
$125,000
$55price/sqft
$1,105/moest. monthly cost
$44,200/yrincome needed

About This Home

Need space? This four-bedroom, two-and-a-half-bath home with high ceilings creates an inviting and spacious feel throughout the main floor. The primary bedroom suite is conveniently located on the main level, with its own private bath and generous walk-in closet. Each of the three remaining bedrooms also feature its own walk-in closet, giving everyone plenty of storage and personal space. The kitchen is designed for both everyday living and entertaining, complete with a walk-in pantry for easy organization and ample storage. Just off the kitchen, you’ll find the main floor laundry and half bath, adding to the home’s thoughtful, functional design. Enjoy the outdoors in the privacy-fenced backyard, ideal for relaxing, hosting barbecues, or letting pets play safely. The attached one-car garage provides convenience and extra storage space. Agent related to seller.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

6/10
7/10
Illini Middle SchoolGrades 5-70.7 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Stone
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 12
  • Dimensions: 3x4

Bathroom

  • Features: Floor Covering: Laminate
  • Level: Upper
  • Area: 42
  • Dimensions: 6x7

Bedroom

  • Level: Upper
  • Area: 168
  • Dimensions: 14x12

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 135
  • Dimensions: 9x15

Bedroom

  • Features: Floor Covering: Wood
  • Level: Upper
  • Area: 180
  • Dimensions: 12x15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 221
  • Dimensions: 13x17

Features

  • Center Hall Floorplan,Entrance Foyer,High Ceilings,Master Downstairs,Separate Dining,Walk-In Closet(s),Walk-In Pantry
  • Door features: Pocket Door(s)
  • Flooring: Combination,Wood
  • Finished area above ground: 2,260

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,260
  • Total interior livable area: 2,260 sqft

Kitchen

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Laundry

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Primary Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 63
  • Dimensions: 7x9

Primary Bedroom

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Property

Details

  • Parcel number: 0464000600
  • Special condition: Standard

Features

  • Levels: Two and a Half
  • Patio & porch: Covered,Enclosed,Front Porch,Porch
  • Exterior features: Private Yard
  • Fencing: Privacy,Wood

Lot

  • Lot size: 9,901 sqft
  • Features: Back Yard,Level
  • Lot size dimensions: 75 x 132 LOT

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Lightning
Strong Wind
Tornado
Drought
Earthquake
Hail
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$136$1,632
Property Taxes $164$1,968
Electricity $173$2,085
Total$1,105$13,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,885/yr
40% on housing$33,150/yr
45% on housing$29,466/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$55This listing

vs Other Active Listings

Avg $/sqft

ZIP 62052$91
Jersey County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 62052$109
Jersey County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$130,000
2026-03-13Listing removed$135,000
2025-11-24Price change$135,000
2025-10-19Price change$140,000
2025-10-08Listed for sale$146,000
2020-03-17Sold$86,000
2020-02-04Pending sale$86,000
2019-09-16Listed for sale$86,000
2016-09-02Listing removed$96,900
2016-03-02Price change$96,900
2014-11-25Listed for sale$98,900

For Sale by Agent

AgentAlisha D Ryan
BrokerageTarrant and Harman Real Estate and Auction Co

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