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21015 Hickory St, Grafton, IL, 62037

4beds
3baths
2,505sqft
$349,000
$139price/sqft
$2,618/moest. monthly cost
$104,720/yrincome needed

About This Home

Welcome home to Spring Valley Estates! Nestled on a level corner lot of just over a half acre in one of Grafton's most desirable neighborhoods, this beautifully updated tri-level home offers the perfect blend of space, comfort, and functionality. Featuring 4 bedrooms, 2.5 bathrooms, and an attached 2-car garage, this home has been refreshed with brand-new flooring throughout and fresh paint, making it truly move-in ready. The inviting main-level living room features a cozy wood-burning fireplace, while the spacious upper-level family room provides additional living space perfect for entertaining, relaxing, or a playroom. The thoughtfully designed layout includes a convenient half bath on the main level, with three bedrooms on the upper level, including a spacious primary suite with its own private bath. An additional bedroom offers flexibility for guests, a home office, or hobbies. The sunroom, added in 2019, provides the perfect place to enjoy your morning coffee or unwind while overlooking the peaceful backyard. The unfinished basement offers excellent storage or the opportunity to create additional finished living space to suit your needs. The flat, oversized yard provides plenty of room for outdoor entertaining, gardening, play, or simply enjoying the peaceful surroundings. Located in the highly sought-after Spring Valley Estates subdivision, you'll appreciate the quiet setting while enjoying access to the community's Spring Valley Lake. If you're looking for an updated home with generous living space, a spacious yard, and a beautiful neighborhood, this is one you won't want to miss!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
Grafton Elementary SchoolGrades PK-41.1 mi
7/10
Illini Middle SchoolGrades 5-79.0 mi
6/10

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Built-In Range,Refrigerator
  • Laundry features: Lower Level

Basement

  • Features: Floor Covering: Concrete
  • Level: Basement
  • Area: 390
  • Dimensions: 30x13

Basement

  • Has basement: Yes
  • Basement: Concrete,Unfinished,Walk-Out Access

Bathroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 32
  • Dimensions: 8x4

Bathroom3

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Third
  • Area: 42
  • Dimensions: 6x7

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 90
  • Dimensions: 9x10

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Third
  • Area: 140
  • Dimensions: 10x14

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Third
  • Area: 140
  • Dimensions: 10x14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Family Room

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 375
  • Dimensions: 25x15

Features

  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,505

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,505
  • Total interior livable area: 2,505 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 294
  • Dimensions: 21x14

Primary Bathroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Third
  • Area: 72
  • Dimensions: 8x9

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Third
  • Area: 208
  • Dimensions: 13x16

Sunroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 77
  • Dimensions: 7x11

Property

Details

  • Parcel number: 0806003200
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Fencing: None

Lot

  • Lot size: 0.57 Acres
  • Features: Corner Lot
  • Lot size dimensions: 125 x 200

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$203$2,436
Property Taxes $459$5,508
Electricity $192$2,312
Total$2,618$31,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,760/yr
40% on housing$78,540/yr
45% on housing$69,813/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 62037$291
Jersey County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 62037$174
Jersey County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$349,000

For Sale by Agent

AgentCyndi A Borrowman
BrokerageMarket Pro Realty, Inc

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