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306 N White St, Creal Springs, IL, 62922

3beds
2baths
1,012sqft
$215,000
$212price/sqft
$1,683/moest. monthly cost
$67,320/yrincome needed

About This Home

Welcome to this charming 3 bedroom home featuring one and a half baths, nestled in a very desirable neighborhood known for its peaceful surroundings. The property offers nearly 3 acres of fenced land, making it ideal for horse enthusiasts or those seeking extra space & privacy. A standout feature is the impressive 40 x 45 horse barn, complete with five spacious stalls and the potential to easily convert to seven stalls to suit your needs. Whether you're an equestrian or simply looking for a property with versatile outbuildings, this setup provides excellent flexibility. With ample room both inside and out, this property combines comfortable living with the opportunity to enjoy country-style amenities in a welcoming neighborhood.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
Adams SchoolGrades PK-81.5 mi
4/10
Marion High SchoolGrades 9-128.5 mi
4/10
Marion Jr High SchoolGrades 6-89.1 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Other
  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level,Electric Dryer Hookup

Basement

  • Basement: None

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Main
  • Area: 176
  • Dimensions: 11X16

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 88
  • Dimensions: 8X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • 1st Floor Bedroom,1st Floor Full Bath
  • Window features: Screens,Window Treatments,Drapes,Insulated Windows,Aluminum Frames,Blinds
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Window Unit(s),Wall Unit(s)

Interior Area

  • Total structure area: 1,012
  • Total interior livable area: 1,012 sqft

Kitchen

  • Features: Flooring (Other)
  • Level: Main
  • Area: 154
  • Dimensions: 14X11

Laundry

  • Features: Flooring (Other)
  • Level: Main
  • Area: 15
  • Dimensions: 3X5

Living Room

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Main
  • Area: 198
  • Dimensions: 11X18

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Curtains/Drapes),Bathroom (Half)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1126202002
  • Special condition: None
  • Horse amenities: Paddocks

Features

  • Stories: 1
  • Fencing: Wire

Lot

  • Lot size: 2.82 Acres
  • Features: Mature Trees,Pasture
  • Lot size dimensions: 350 x 350

Parking

  • Total spaces: 6
  • Parking features: Garage Door Opener,Yes,Garage Owned,Attached,Owned,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Heat Wave
Winter Weather
Hail
Inland Flooding
Ice Storm
Landslide
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$185$2,220
Property Taxes $281$3,372
Electricity $130$1,569
Total$1,683$20,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,702/yr
40% on housing$50,490/yr
45% on housing$44,880/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 62922$165
Williamson County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 62922$181
Williamson County$112

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$215,000

For Sale by Agent

AgentMARY JO GILMORE
BrokerageC21 HOUSE OF REALTY, INC. L

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