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10388 Teal Lake Rd, Marion, IL, 62959

3beds
2baths
2,550sqft
$379,000
$149price/sqft
$2,978/moest. monthly cost
$119,120/yrincome needed

About This Home

Imagine waking each morning to sunlight dancing across the water, the kind of view most people only chase on vacation. With 120 acres of accessible land , 10388 Teal Lake Rd in Marion, that scene becomes your everyday reality. This three-bedroom, two-bathroom lake house is a genuinely one-of-a-kind offering, tucked into the tranquil, picturesque landscape that makes Southern Illinois so beloved. Set along the shoreline, the property captures the peaceful rhythm of lake living. Mornings are made for coffee on the water's edge, afternoons invite kayaking or fishing, and evenings reward you with sunsets that seem painted just for this address. The quiet here is real—an escape from noise, traffic, and the relentless pace of modern life. Inside, the home delivers comfortable living with room to grow. Three bedrooms provide flexible space for family, guests, or a home office, while two full bathrooms keep daily routines running smoothly. The primary bedroom offers a restful retreat after sun-soaked days outdoors. What truly sets this property apart is its potential. Several areas remain ready to be finished, giving you the rare chance to put your own stamp on the space. Whether you envision a cozy lakeside den, an expanded living area, or a custom workshop, the canvas is yours to complete. Opportunities to own a lake house in such a scenic, serene setting rarely surface. This could be an avid Hunters paradise, with deer and duck hunting available to owners.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

8/10
4/10
Marion Jr High SchoolGrades 6-85.5 mi
4/10
Marion High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Basement: None

Bedroom1

  • Level: Main
  • Dimensions: 13ft 0in x 13ft 0in

Bedroom2

  • Level: Main
  • Dimensions: 10ft 0in x 14ft 0in

Bedroom3

  • Level: Main
  • Dimensions: 15ft 0in x 10ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Baseboard,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,550
  • Total interior livable area: 2,550 sqft

Kitchen

  • Level: Main
  • Dimensions: 13ft 0in x 19ft 0in

Main Level

  • Area: 2550

Property

Details

  • Parcel number: 1015226005

Features

  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Pond/Lake

Lot

  • Lot size: 1.59 Acres
  • Lot size dimensions: 186 x 384 x 195 x 115 x 229 x 296

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Heat Wave
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$371$4,452
Property Taxes $495$5,940
Electricity $196$2,353
Total$2,978$35,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,102/yr
40% on housing$89,340/yr
45% on housing$79,413/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 62959$127
Williamson County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 62959$114
Williamson County$112

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$379,000
2026-06-22Listed for sale$389,000

For Sale by Agent

AgentAaron Coon
BrokerageHOUSE 2 HOME REALTY

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