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12299 Pebble Point Rd, Marion, IL, 62959

4beds
3baths
3,004sqft
$639,000
$213price/sqft
$4,925/moest. monthly cost
$197,000/yrincome needed

About This Home

Experience lake living at its finest with this beautiful all-brick waterfront home on Lake of Egypt! Located on a quiet dead-end street in one of the lake’s most desirable deep-water coves, this 4-bedroom, 2.5-bath home offers the perfect blend of comfort, privacy, and recreation. The open floor plan is designed for gathering with family and friends. The main level features a spacious living room, kitchen, dining area, two bedrooms, and handicap-accessible accommodations for added convenience. The walk-out lower level includes a large family room, two additional bedrooms, and plenty of space for guests. Recent updates include a newer roof, heat pump, hot water heater, and appliances, making this home move-in ready. Step outside to the oversized deck overlooking the lake, or head down to the covered boat dock where you’ll enjoy boating, fishing, swimming, and all that lake life has to offer. Two storage sheds provide plenty of room for your lake toys and gear. Whether you’re looking for a full-time residence or the perfect weekend getaway, this home offers everything you need to make lasting memories. Don’t miss your chance to own your own slice of paradise on beautiful Lake of Egypt!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
4/10
Marion Jr High SchoolGrades 6-89.0 mi
4/10
Marion High SchoolGrades 9-128.2 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range

Basement

  • Has basement: Yes
  • Basement: Daylight,Full

Bedroom1

  • Level: Main
  • Dimensions: 15ft 0in x 16ft 0in

Bedroom2

  • Level: Main
  • Dimensions: 14ft 0in x 10ft 0in

Bedroom3

  • Level: Lower
  • Dimensions: 18ft 0in x 11ft 0in

Bedroom4

  • Level: Basement
  • Dimensions: 15ft 0in x 13ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Speed Internet
  • Window features: Window Treatments,Blinds
  • Number of fireplaces: 3
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,602
  • Total interior livable area: 3,004 sqft

Kitchen

  • Level: Main
  • Dimensions: 10ft 0in x 10ft 0in

Main Level

  • Area: 1602

Other

  • Area: 1402

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed,Handicap Access,Main Level Entry,Customized Wheelchair Accessible,Accessible Doors,Accessible Hallway(s),Zero Step Entry

Details

  • Parcel number: 1036476004

Features

  • Patio & porch: Deck,Porch
  • Exterior features: Dock,Boat Lift
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Pond/Lake

Lot

  • Features: Dead End Street,Level,Sloped
  • Lot size dimensions: 80 x 163 x 92 x 188

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Earthquake
Heat Wave
Ice Storm
Lightning
Tornado
Hail
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,231$38,772
Home Insurance *$627$7,524
Property Taxes $836$10,032
Electricity $231$2,772
Total$4,925$59,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,857/yr
40% on housing$147,750/yr
45% on housing$131,333/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 62959$125
Williamson County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 62959$114
Williamson County$112

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$639,000
2025-11-03Listing removed$650,000
2025-07-28Price change$650,000
2025-06-25Listed for sale$699,000
2025-06-25Listing removed--
2025-03-31Price change$699,000
2025-03-15Listed for sale$725,000
2025-03-12Listing removed$725,000
2024-10-21Listed for sale$725,000
2010-02-05Sold$300,000

For Sale by Agent

AgentMichelle Merrill
BrokerageRIVER 2 RIVER REALTY, INC.

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