




25 Bernier Lane, Harpswell, ME, 04079
About This Home
Opportunities like this on Quahog Bay don't come around often. This charming 2-bedroom seasonal cottage sits on .43 acres with 165 feet of deep water frontage, a private dock, and a deep water mooring -- offering direct access to the open ocean and everything the bay has to offer. Quahog Bay is truly special -- known for its calm waters, island-dotted views, and incredible access to the open Atlantic. Whether you're out on the boat, kayaking to a nearby island, casting a line, or simply watching the tide roll in, this bay has a way of making every day feel like a getaway. Wake up to stunning sunrise views from two covered porches overlooking the bay and surrounding islands. At just under 900 square feet, this cottage is cozy by design, with a lower level bunk room, covered porch, and storage space rounding out the layout. The property has seen a number of improvements over the years and is ready for the right buyer to bring their vision and truly make it shine. Harpswell has a little bit of everything -- fresh seafood at Cook's Lobster or The Dolphin, hiking trails along the water, kayak tours, and that unhurried coastal pace that's honestly hard to find anywhere else. When you need a little more, Brunswick is just 10-15 minutes away with grocery stores, shops, and dining. Portland and the Jetport are under an hour, and Route 1 puts the entire Maine coast at your fingertips. Waterfront properties on Quahog Bay with this kind of frontage and deep water access are rare. Don't let this one pass you by!
Getting Around
Schools
Construction
Condition
- Year built: 1995
Materials
- Roof: Metal
- Construction materials: Wood Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow,Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Refrigerator
Basement
- Basement: None
Bedroom1
- Level: Second
Bedroom2
- Features: Balcony/Deck
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- 1st Floor Bedroom,Shower
- Flooring: Laminate,Vinyl,Wood
- Finished area below ground: 272
- Finished area above ground: 576
Great Room
- Level: Second
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total structure area: 848
- Total interior livable area: 848 sqft
Property
Details
- Parcel number: HARPM046L066
- Zoning: CF1
Features
- Patio & porch: Patio,Porch
- Has view: Yes
- View description: Scenic
- On waterfront: Yes
- Waterbody name: Quahog Bay
- Frontage length: Waterfrontage: 165,Waterfrontage Owned: 165
Lot
- Lot size: 0.43 Acres
- Features: Open Lot,Right of Way,Wooded
Parking
- Parking features: Gravel,Other,5 - 10 Spaces,On Site
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Coastal Flooding
- Hurricane
- Ice Storm
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maine Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,210 | $38,520 |
| Home Insurance | $193 | $2,316 |
| Property Taxes | $339 | $4,068 |
| Electricity | $244 | $2,930 |
| Total | $3,986 | $47,832 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-13 | Listed for sale | $680,000 |
| 2025-12-01 | Listing removed | $749,900 |
| 2025-05-31 | Price change | $749,900 |
| 2024-11-09 | Listed for sale | $800,000 |
