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920 Shore Road, Cape Elizabeth, ME, 04107

3beds
3baths
2,222sqft
$1,490,000
$671price/sqft
$11,102/moest. monthly cost
$444,080/yrincome needed

About This Home

The smell of the ocean. The sound of a fog horn. Your toes in the sand at a private beach. Welcome home. Located in the highly desirable Birch Knolls neighborhood, this charming cottage sits serenely on a flat lot with access to private Casino Beach. Fort Williams, markets, and bakeries are just a short walk away. Inside, you will find spacious rooms flooded with light, a cozy, wood-burning fireplace, and views of the surrounding gardens.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

10/10
10/10
10/10

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Poured Concrete,Brick/Mortar
  • Roof: Shingle
  • Construction materials: Wood Frame,Shingle Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Refrigerator,Wall Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Walk-Out Access,Full,Brick/Mortar,Unfinished

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 426
  • Finished area above ground: 1,796

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Zoned,Other
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,222
  • Total interior livable area: 2,222 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Mud Room

  • Level: First

Mud Room

  • Level: First

Property

Details

  • Parcel number: CAPEU05022000000
  • Zoning: RC

Features

  • Waterbody name: Casco Bay

Lot

  • Lot size: 8,276 sqft
  • Features: Near Town,Right of Way,Sidewalks,Landscaped

Parking

  • Parking features: Gravel,1 - 4 Spaces,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,534$90,408
Home Insurance $371$4,452
Property Taxes $2,875$34,500
Electricity $322$3,875
Total$11,102$133,224

Income You'd Need if You Spent...

35% on housing$380,640/yr
40% on housing$333,060/yr
45% on housing$296,053/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$671This listing

vs Other Active Listings

Avg $/sqft

ZIP 04107$646
Cumberland County$368

vs Homes Sold Last Month

Median $/sqft

ZIP 04107$411
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$1,490,000
2026-05-15Listed for sale$1,590,000
2026-01-11Listing removed$1,590,000
2025-11-25Price change$1,590,000
2025-10-10Price change$1,690,000
2025-10-07Listed for sale$1,750,000
2025-10-06Listing removed$1,750,000
2025-08-06Listed for sale$1,750,000
2008-04-11Sold$229,900

For Sale by Agent

AgentDavid Jackson
BrokerageLandmark Realty

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