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92 Spruce Point Road, Yarmouth, ME, 04096

4beds
5baths
9,773sqft
$8,800,000
$900price/sqft
$54,490/moest. monthly cost
$2,179,600/yrincome needed

About This Home

On the coveted backshore of Cousins Island, this extraordinary deepwater estate captures a rare vision of coastal Maine living. Designed by noted architect Joe Waltman and masterfully built by Anastos & Nadeau, the residence is perfectly positioned to embrace sweeping southern views across Casco Bay toward the Portland skyline, with deepwater access, private dock, mooring, and sandy beach offering an exceptional boating lifestyle. Classic shingle-style architecture, soaring 10-foot and 25-foot ceilings, and walls of glass create a home that feels both grand and welcoming. Brazilian cherry and natural stone floors, custom millwork, crown molding, built-ins, and an open interior balcony add warmth and craftsmanship throughout. The living and family rooms flow seamlessly together, framed by expansive water views and designed for both quiet evenings and effortless entertaining. The kitchen and dining area feature a substantial island, professional-grade appliances, dual wall ovens, walk-in pantry, wet bar alcove, and generous dining space overlooking the bay. A private den and first-floor office offer additional flexibility. Upstairs, the primary suite serves as a peaceful retreat with a reading nook overlooking the water, walk-in closets, and a marble bath with soaking tub and walk-in shower. Three additional bedrooms, full bath, laundry room, and a daylight lower level provide flexible space for guests, recreation, or fitness. Outdoor living is equally compelling with an expansive Ipe deck and sun-filled stone patio overlooking the shoreline. Though the setting feels private and serene, the property is just minutes from Yarmouth Village, Portland, marinas, restaurants, and some of Maine's most desirable coastal communities. A rare opportunity to own a remarkable waterfront estate combining architectural pedigree, deepwater access, and the enduring beauty of Casco Bay.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
10/10
8/10
Yarmouth High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Poured Concrete
  • Roof: Composition,Shingle
  • Construction materials: Wood Frame,Shingle Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Shingle
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Gas Range,Refrigerator,Wall Oven,Other
  • Laundry features: Built-Ins,Sink

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Walk-Out Access,Daylight,Finished,Full,Partial,Unfinished

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: Upper
  • Area: 361
  • Dimensions: 19 x 19

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: Upper

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Bonus Room

  • Features: Wood Burning Fireplace
  • Level: First

Dining Room

  • Features: Dining Area
  • Level: Second

Family Room

  • Features: Built-in Features,Cathedral Ceiling(s)
  • Level: Second

Features

  • Bathtub,Pantry,Shower,Walk-In Closet(s),Primary Bedroom w/Bath
  • Flooring: Concrete,Other,Tile,Wood,Marble
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 2,679
  • Finished area above ground: 7,094

Great Room

  • Features: Cathedral Ceiling(s),Wood Burning Fireplace
  • Level: Second

Heating & Cooling

  • Heating features: Zoned,Radiant
  • Cooling features: None

Interior Area

  • Total structure area: 9,773
  • Total interior livable area: 9,773 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen Island,Pantry
  • Level: Second

Laundry

  • Level: First
  • Area: 240
  • Dimensions: 15 x 16

Laundry

  • Features: Built-in Features,Utility Sink
  • Level: Upper

Library

  • Features: Closet
  • Level: Second
  • Area: 168
  • Dimensions: 12 x 14

Mud Room

  • Level: Second
  • Area: 70
  • Dimensions: 7 x 10

Office

  • Level: Second
  • Area: 272
  • Dimensions: 16 x 17

Other

  • Features: Rec Room
  • Level: First
  • Area: 1452
  • Dimensions: 22 x 66

Other

  • Features: Utility Room
  • Level: First

Primary Bedroom

  • Features: Coffered Ceiling(s),Full Bath,Separate Shower,Soaking Tub,Suite,Walk-In Closet(s)
  • Level: Upper

Property

Accessibility

  • Accessibility features: 36+ Inch Doors

Details

  • Parcel number: YMTHM054L026
  • Zoning: LDR/SOD
  • Other equipment: Generator

Features

  • Patio & porch: Deck,Patio,Porch
  • Has view: Yes
  • View description: Scenic
  • On waterfront: Yes
  • Waterbody name: Casco Bay
  • Frontage length: Waterfrontage: 210,Waterfrontage Owned: 210

Lot

  • Lot size: 2.10 Acres
  • Features: Irrigation System,Near Country Club,Near Public Beach,Level,Landscaped,Wooded

Parking

  • Total spaces: 3
  • Parking features: Paved,11 - 20 Spaces,On Site,Garage Door Opener,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Ice Storm
Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $44,497$533,964
Home Insurance $1,167$14,004
Property Taxes $7,406$88,872
Electricity $1,420$17,047
Total$54,490$653,880

Income You'd Need if You Spent...

35% on housing$1,868,228/yr
40% on housing$1,634,700/yr
45% on housing$1,453,066/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$900This listing

vs Other Active Listings

Avg $/sqft

ZIP 04096$434
Cumberland County$367

vs Homes Sold Last Month

Median $/sqft

ZIP 04096$520
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$8,800,000
2025-12-01Listing removed$9,500,000
2025-09-16Listed for sale$9,500,000
2003-10-08Sold$1,250,000

For Sale by Agent

AgentDavid Banks
BrokerageRE/MAX By The Bay

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