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20 Dow Street #1, Portland, ME, 04102

3beds
3baths
1,959sqft
$653,000
$333price/sqft
$4,557/moest. monthly cost
$182,280/yrincome needed

About This Home

Historic West End residences of this caliber rarely become available. Thoughtfully restored and beautifully renovated, this distinctive Italianate home blends timeless architectural character with sophisticated modern updates, creating an exceptional space for both everyday living and entertaining. The main level is designed for gathering, featuring elegant living and dining spaces, beautiful original details, hardwood floors, and a beautifully updated kitchen that honors the home's historic character. The private lower level serves as a dedicated bedroom wing, offering three well-appointed bedrooms and updated baths in a thoughtfully integrated design. Located just moments from the heart of Portland's historic West End, you'll enjoy easy access to neighborhood cafe, restaurants, the Western Promenade, Maine Medical Center, and downtown Portland--all while returning home to a residence that offers uncommon character, craftsmanship, and comfort. For buyers seeking authentic historic architecture, exceptional renovation quality, and an in-town lifestyle, this is a rare opportunity to own one of Portland's truly distinctive homes.

Getting Around

97
WalkingWalker's Paradise
52
TransitGood Transit
96
BikeBiker's Paradise

Schools

2/10
King Middle SchoolGrades 6-80.5 mi
4/10
Portland High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Granite,Brick/Mortar
  • Roof: Flat
  • Construction materials: Wood Frame,Asbestos

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Microwave,Gas Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Daylight,Finished,Full

Bedroom1

  • Features: Closet
  • Level: Basement

Bedroom2

  • Features: Closet
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Built-in Features
  • Level: First

Features

  • Shower,Storage,Primary Bedroom w/Bath
  • Flooring: Tile,Wood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 938
  • Finished area above ground: 1,021

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Zoned
  • Cooling features: None

Interior Area

  • Total structure area: 1,959
  • Total interior livable area: 1,959 sqft

Kitchen

  • Features: Gas Fireplace,Kitchen Island
  • Level: First

Laundry

  • Level: Basement

Living Room

  • Features: Formal
  • Level: First

Mud Room

  • Features: Closet
  • Level: First

Primary Bedroom

  • Features: Full Bath,Gas Fireplace,Suite,Walk-In Closet(s)
  • Level: Basement

Property

Details

  • Parcel number: PTLDM055BE055001
  • Zoning: R6
  • Other equipment: Internet Access Available

Lot

  • Features: Historic District,City Lot,Near Country Club,Near Golf Course,Near Shopping,Near Turnpike/Interstate,Neighborhood,Level,Sidewalks

Parking

  • Parking features: No Driveway,Off Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,301$39,612
Home Insurance $199$2,388
Property Taxes $773$9,276
Electricity $284$3,417
Total$4,557$54,684

Income You'd Need if You Spent...

35% on housing$156,240/yr
40% on housing$136,710/yr
45% on housing$121,520/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 04102$467
Cumberland County$369

vs Homes Sold Last Month

Median $/sqft

ZIP 04102$397
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$575,000
2026-08-05Price change$615,000
2026-07-24Price change$653,000
2026-07-08Price change$699,000
2026-07-06Price change$750,000
2026-06-05Listed for sale$780,000
2020-11-30Sold$500,000

For Sale by Agent

AgentElizabeth Banwell
BrokerageLegacy Properties Sotheby's International Realty

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