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445 Greely Road Extension, Cumberland, ME, 04021

3beds
2baths
2,577sqft
$1,245,000
$483price/sqft
$9,455/moest. monthly cost
$378,200/yrincome needed

About This Home

This truly special 1820 farmhouse has been professionally restored and renovated to blend antique features with practical modernization. The result is a saltbox New Englander in a setting adjacent to the Knight's Pond Preserve and its 200 acres of enticing wildlife and trails, Cumberland Center Village, award-winning Cumberland schools, and Val Halla Golf course and sport complex are just over a mile away. This estate-quality property features a town-approved 50ft easement designed to allow for potential development of four plus acres of additional back land overlooking open meadows and Knight's Pond Preserve. You may consider keeping this property intact for use as a small garden-farm or perhaps for horses. Numerous improvements come with the carefully restored house including: an entirely new poured concrete foundation, new plumbing, heating and electrical systems installed in 2005. This classic home has been lovingly preserved with many antique features left intact. The new basement boasts numerous electrical outlets to accommodate an energy intense hobby or business use that anyone might indulge. A bulkhead stairway leading to the basement is accessed by a deck hatchway built into the front porch floor. Don't overlook this unique gem blending charm of the past with contemporary improvements.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

10/10
Greely Middle School 4-5Grades 4-51.5 mi
10/10
Greely Middle SchoolGrades 6-81.5 mi
10/10
Greely High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1820

Materials

  • Roof: Pitched
  • Construction materials: Wood Frame,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Partial,Unfinished

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • 1st Floor Bedroom,Bathtub,Pantry,Primary Bedroom w/Bath
  • Flooring: Tile,Wood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,577

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 2,577
  • Total interior livable area: 2,577 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Loft

  • Level: Second

Other

  • Level: First

Other

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: CMBLMR06L29
  • Zoning: RR2

Features

  • Patio & porch: Deck,Porch

Lot

  • Lot size: 7.24 Acres
  • Features: Near Golf Course,Near Public Beach,Near Town,Level,Open Lot

Parking

  • Total spaces: 1
  • Parking features: Gravel,5 - 10 Spaces
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Winter Weather
Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,295$75,540
Home Insurance $325$3,900
Property Taxes $2,461$29,532
Electricity $374$4,495
Total$9,455$113,460

Income You'd Need if You Spent...

35% on housing$324,171/yr
40% on housing$283,650/yr
45% on housing$252,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$483This listing

vs Other Active Listings

Avg $/sqft

ZIP 04021$347
Cumberland County$368

vs Homes Sold Last Month

Median $/sqft

ZIP 04021$355
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$1,245,000
2026-03-03Listed for sale$1,345,000

For Sale by Agent

BrokerageAllied Real Estate

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