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1427 State Highway 3, Bar Harbor, ME, 04609

3beds
3baths
2,201sqft
$465,000
$211price/sqft
$3,295/moest. monthly cost
$131,800/yrincome needed

About This Home

Ideally located at the head of Mount Desert Island! Just minutes from downtown Bar Harbor, Ellsworth, and of course, Acadia National Park! This 2-bedroom, 1.5-bath home offers convenience, space and abundant opportunity. Set on a generous 2.19-acre lot, the property also includes a town-recognized 1-bedroom, 1-bath cabin, perfect for rental income, guests, or studio! Such an added bonus! The main home features spacious rooms, including a very spacious kitchen just waiting for your updates. The primary bedroom, with full bathroom, spans the entire second floor! This large layout provides flexibility to reconfigure to suit your needs. With a septic system designed for a 3-bedroom home plus the 1-bedroom cabin, there is potential for that additional bedroom. Bring your vision and creativity to make this classic Bar Harbor home your own.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

10/10
Conners-Emerson SchoolGrades K-87.3 mi
8/10

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Shingle
  • Construction materials: Wood Frame,Clapboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Flooring: Carpet,Tile
  • Finished area below ground: 0
  • Finished area above ground: 2,201

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 2,201
  • Total interior livable area: 2,201 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: BARHM212L027
  • Zoning: Town Hill Res

Features

  • Patio & porch: Glassed-in Porch

Lot

  • Lot size: 2.19 Acres
  • Features: Near Town,Level,Open Lot,Wooded

Parking

  • Total spaces: 1
  • Parking features: Paved,1 - 4 Spaces
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Lightning
Winter Weather
Coastal Flooding
Cold Wave
Hurricane
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance $230$2,760
Property Taxes $395$4,740
Electricity $319$3,839
Total$3,295$39,540

Income You'd Need if You Spent...

35% on housing$112,971/yr
40% on housing$98,850/yr
45% on housing$87,866/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 04609$485
Hancock County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 04609
Hancock County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$465,000
2025-12-31Price change$475,000
2025-11-12Listed for sale$499,000

For Sale by Agent

BrokerageBetter Homes & Gardens Real Estate/The Masiello Group

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