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79 Elm Street, Gardiner, ME, 04345

3beds
2baths
2,424sqft
$350,000
$144price/sqft
$2,567/moest. monthly cost
$102,680/yrincome needed

About This Home

They don't build them like they use to. If you like history and solid quality construction, then look at this craftsmanship and impeccable detail...front room with propane stove, library, full dining room with built in china cupboard, kitchen then ½ bath and sunroom. Second floor has 3 bedrooms and full bath and a reading room. Front porch waiting for rockers. Oh, wait...the attached barn was originally where carriages were painted. In fact, there is still black paint on the floor showcasing history. The 2 story barn is ideal for workshop, car storage and 2nd floor storage...This home has a thoughtfully comfortable and functional space and maintains a warm and welcoming feel. Enjoy the move-in-ready comfort!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

--
Laura E Richards SchoolGrades PK-20.4 mi
5/10
Gardiner Area High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1837

Materials

  • Foundation: Block,Granite
  • Roof: Shingle
  • Construction materials: Wood Frame,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Full,Unfinished

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Level: Second

Dining Room

  • Level: First

Features

  • Bathtub,Shower
  • Flooring: Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,424

Heating & Cooling

  • Heating features: Steam,Pellet Stove
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,424
  • Total interior livable area: 2,424 sqft

Kitchen

  • Level: First

Library

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: GARRM031B054
  • Zoning: HDR

Features

  • Patio & porch: Porch

Lot

  • Lot size: 9,583 sqft
  • Features: City Lot,Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Paved,5 - 10 Spaces,Off Street,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Ice Storm
Lightning
Coastal Flooding
Hurricane
Inland Flooding

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance $143$1,716
Property Taxes $303$3,636
Electricity $352$4,228
Total$2,567$30,804

Income You'd Need if You Spent...

35% on housing$88,011/yr
40% on housing$77,010/yr
45% on housing$68,453/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 04345$178
Kennebec County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 04345$194
Kennebec County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Contingent$350,000
2026-07-31Price change$350,000
2026-07-20Listed for sale$399,000
2011-06-29Sold$175,000
2011-05-25Price change$179,000
2011-05-04Price change$184,000
2011-04-08Price change$189,900
2011-02-11Listed for sale$199,000

For Sale by Agent

AgentGeri Doyle
BrokerageRizzo Mattson

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