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13 Harold Street, Waterville, ME, 04901

4beds
2baths
2,309sqft
$239,000
$104price/sqft
$2,040/moest. monthly cost
$81,600/yrincome needed

About This Home

This distinguished architectural style residence in the heart of Waterville, where timeless design meets refined modern living. This four bedroom home offers exceptional space, comfort, and versatility all within minutes of parks, dining, shopping offering an easy commute. Step inside to discover a warm and inviting interior defined by generous proportions and thoughtful updates. The spacious living room provides a setting for everyday living and entertaining.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

3/10
George J Mitchell SchoolGrades PK-30.6 mi
5/10
4/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Poured Concrete,Brick/Mortar
  • Roof: Shingle
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Dutch Colonial,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer,Other

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Dirt Floor,Full,Unfinished

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Pantry
  • Flooring: Carpet,Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,309

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Other
  • Cooling features: None

Interior Area

  • Total structure area: 2,309
  • Total interior livable area: 2,309 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: WAVLM063B137
  • Zoning: RB
  • Other equipment: Internet Access Available

Features

  • Levels: Multi/Split
  • Patio & porch: Deck,Glassed-in Porch,Porch

Lot

  • Lot size: 8,276 sqft
  • Features: City Lot,Near Shopping,Neighborhood,Level,Open Lot

Parking

  • Total spaces: 1
  • Parking features: Paved,1 - 4 Spaces,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Winter Weather
Lightning
Hurricane
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance $110$1,320
Property Taxes $387$4,644
Electricity $335$4,027
Total$2,040$24,480

Income You'd Need if You Spent...

35% on housing$69,942/yr
40% on housing$61,200/yr
45% on housing$54,400/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 04901$128
Kennebec County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 04901$179
Kennebec County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$239,000
2026-06-26Price change$249,000
2024-08-05Pending sale$225,000
2024-08-02Sold$225,000
2024-05-29Contingent$225,000
2024-05-10Listed for sale$225,000

For Sale by Agent

BrokerageMaine Real Estate Pros

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