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555 Belfast Road, Camden, ME, 04843

4beds
4baths
3,268sqft
$1,950,000
$597price/sqft
$12,917/moest. monthly cost
$516,680/yrincome needed

About This Home

In a serene and private waterfront setting, this beautifully renovated Cape-style residence sits on a generous 4.54± acre lot, with 400± feet of shorefront, and broad views out to Penobscot Bay and its many islands. Located at the end of a private, tree-lined drive, this move-in-ready home underwent a complete renovation in 2020, with further improvement made in 2022. The inviting and versatile layout features an open great room with a living and dining area, highlighted by a vaulted ceiling, a propane fireplace, and sliding glass doors that open to a spacious deck. The home includes three bedrooms, with the possibility of a fourth, and three-and-a-half baths. There is a desirable main-floor primary bedroom suite and a walk-out lower level with versatile family or entertaining space. Attached is a two-car garage with direct entry into the kitchen, and unfinished storage space above. The landscape features areas of woods, perennial garden beds, and gently sloping lawn. A short path leads to the shorefront, and wooden steps access the broad ledge. Nearby a gentle brook rambles to the ocean.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Wood Frame,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Finished,Full

Bedroom1

  • Features: Closet,Full Bath,Walk-In Closet(s)
  • Level: Basement

Bedroom2

  • Features: Balcony/Deck,Full Bath
  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • 1st Floor Bedroom,1st Floor Primary Bedroom w/Bath,Attic,Storage,Primary Bedroom w/Bath
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,218
  • Finished area above ground: 2,050

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,268
  • Total interior livable area: 3,268 sqft

Kitchen

  • Features: Kitchen Island
  • Level: First

Living Room

  • Features: Vaulted Ceiling(s)
  • Level: First

Office

  • Level: First

Property

Details

  • Parcel number: CAMDM134B015L000U000
  • Zoning: CR

Features

  • Patio & porch: Deck,Patio
  • Has view: Yes
  • View description: Scenic
  • On waterfront: Yes
  • Waterbody name: Penobscot Bay
  • Frontage length: Waterfrontage: 400,Waterfrontage Owned: 400

Lot

  • Lot size: 4.54 Acres
  • Features: Near Public Beach,Near Town,Open Lot,Landscaped,Wooded

Parking

  • Total spaces: 2
  • Parking features: Gravel,5 - 10 Spaces
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Winter Weather
Hurricane
Lightning
Strong Wind
Coastal Flooding
Cold Wave
Landslide
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,860$118,320
Home Insurance $1,009$12,108
Property Taxes $1,573$18,876
Electricity $475$5,700
Total$12,917$155,004

Income You'd Need if You Spent...

35% on housing$442,868/yr
40% on housing$387,510/yr
45% on housing$344,453/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$597This listing

vs Other Active Listings

Avg $/sqft

ZIP 04843$442
Knox County$323

vs Homes Sold Last Month

Median $/sqft

ZIP 04843
Knox County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-28Price change$1,975,000
2025-07-01Price change$2,000,000
2024-09-27Price change$2,250,000
2024-08-09Listed for sale$2,375,000
2021-01-20Sold$990,000
2020-12-01Pending sale$1,195,000
2020-09-04Price change$1,195,000
2020-08-07Listed for sale$1,295,000
2019-08-01Listing removed$995,000
2019-02-21Price change$995,000
2018-09-28Price change$1,175,000
2018-06-15Listed for sale$1,275,000

For Sale by Agent

AgentJoseph Sortwell
BrokerageLandVest, Inc.

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