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399 Hosmer Pond Road, Camden, ME, 04843

2beds
2baths
957sqft
$549,000
$574price/sqft
$3,746/moest. monthly cost
$149,840/yrincome needed

About This Home

Tree House Cottage is a magical property overlooking Hosmer Pond and the Camden Snow Bowl recreation area. The home sits high off the road surrounded by lush, mature trees and features an expansive deck area from which to take it all in.... The home feels fun and relaxing the moment you step inside. A vaulted living room area with large picture windows brings sunshine and the natural landscape inside. A groovy spiral staircase leads to a loft bedroom with handsome pine walls and a 1/2 bath. Private bedroom wing on entry level offers additional bedroom or office space. Mudroom entry is super handy and functional. Deeded lake access to gorgeous Hosmer Pond is across the road where you have your own 12' x 12' cedar dock for swimming, boating, or simply lounging. Tree House Cottage has exemplary rental history too and offers a sound investment opportunity when you are not enjoying it yourself. Furniture and furnishings are negotiable so the property is turn-key and ready for summer, fall & winter fun!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1949

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Fiberglass
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Other,Partial

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining Area
  • Level: First

Features

  • 1st Floor Bedroom,Shower
  • Flooring: Wood,Linoleum
  • Finished area below ground: 0
  • Finished area above ground: 957

Heating & Cooling

  • Heating features: Baseboard,Direct Vent Heater,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 957
  • Total interior livable area: 957 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen Island
  • Level: First

Living Room

  • Features: Cathedral Ceiling(s),Vaulted Ceiling(s),Wood Burning Fireplace
  • Level: First

Mud Room

  • Level: First

Primary Bedroom

  • Features: Cathedral Ceiling(s),Half Bath,Vaulted Ceiling(s)
  • Level: Second

Property

Details

  • Parcel number: CAMDM227B090L000U000
  • Zoning: RU-1

Features

  • Levels: Multi/Split
  • Has view: Yes
  • View description: Fields,Mountain(s),Scenic,Trees/Woods
  • On waterfront: Yes
  • Waterbody name: Hosmer Pond
  • Frontage length: Waterfrontage: 37,Waterfrontage Owned: 37

Lot

  • Lot size: 7,840 sqft
  • Features: Near Shopping,Near Town,Rural,Ski Resort,Rolling Slope,Wooded

Parking

  • Parking features: Gravel,1 - 4 Spaces,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Winter Weather
Hurricane
Lightning
Strong Wind
Coastal Flooding
Cold Wave
Landslide
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance $284$3,408
Property Taxes $442$5,304
Electricity $244$2,930
Total$3,746$44,952

Income You'd Need if You Spent...

35% on housing$128,434/yr
40% on housing$112,380/yr
45% on housing$99,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$574This listing

vs Other Active Listings

Avg $/sqft

ZIP 04843$460
Knox County$327

vs Homes Sold Last Month

Median $/sqft

ZIP 04843
Knox County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$549,000
2026-07-18Price change$595,000
2021-10-19Pending sale$329,000
2021-10-15Sold$344,000
2021-08-18Contingent$329,000
2021-08-14Listed for sale$329,000

For Sale by Agent

AgentAlex Cohen
BrokerageCamden Real Estate

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