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43 Spruce Street, Rockport, ME, 04856

2beds
2baths
1,943sqft
$919,000
$473price/sqft
$6,456/moest. monthly cost
$258,240/yrincome needed

About This Home

Charming antique Cape in the heart of Rockport village has all the modern upgrades for easy living. This lovely home is just steps from Walker Park, a waterfront playground and beach on Rockport Harbor. There are three additional recreational areas nearby for easy walking, cycling and running right from the property. The fenced-in back yard has a flagstone patio and a sweet covered porch for entertaining and relaxation. The house has two bedroom upstairs, with an office or dressing room attached to the primary bedroom. Downstairs there is a dining room, living room, kitchen and family room that leads to the back yard patio. The first floor dining room could easily become a third bedroom to accommodate first floor living. The landscaping is recently updated with stonewalls on the front and side of the property. This turn-key home is ready to enjoy this summer and year round. In Rockport and Camden there is sailing, hiking, skiing, wonderful libraries, restaurants and charming unique shops. The Midcoast is easy to reach from Portland, Bangor or Owls Head airports.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1870

Materials

  • Roof: Shingle
  • Construction materials: Wood Frame,Clapboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Exterior Entry,Dirt Floor,Crawl Space,Partial

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First

Dining Room

  • Features: Dining Area
  • Level: First

Features

  • Bathtub,Pantry,Shower
  • Door features: Storm Door(s)
  • Window features: Low Emissivity Windows
  • Flooring: Laminate,Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,943

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,943
  • Total interior livable area: 1,943 sqft

Kitchen

  • Features: Pantry
  • Level: First

Living Room

  • Features: Built-in Features
  • Level: First

Office

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: ROCTM028B107
  • Zoning: 901

Features

  • Patio & porch: Patio,Porch

Lot

  • Lot size: 6,969 sqft
  • Features: City Lot,Near Public Beach,Near Shopping,Neighborhood,Level,Open Lot

Parking

  • Parking features: Paved,1 - 4 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Coastal Flooding
Hurricane
Landslide
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,646$55,752
Home Insurance $434$5,208
Property Taxes $1,094$13,128
Electricity $282$3,389
Total$6,456$77,472

Income You'd Need if You Spent...

35% on housing$221,348/yr
40% on housing$193,680/yr
45% on housing$172,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$473This listing

vs Other Active Listings

Avg $/sqft

ZIP 04856$368
Knox County$325

vs Homes Sold Last Month

Median $/sqft

ZIP 04856
Knox County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$919,000
2026-07-20Listed for sale$949,000
2022-04-08Sold$547,000
2022-03-28Pending sale$425,000
2022-03-23Listed for sale$425,000

For Sale by Agent

AgentPenney Read
BrokerageMidcoast Realty Group

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