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1025 Commercial Street, Rockport, ME, 04856

3beds
1baths
1,194sqft
$265,000
$222price/sqft
$2,023/moest. monthly cost
$80,920/yrincome needed

About This Home

Zoned Residential/Commercial. Ocean views from front porch. Very solid home, but could use some updates. Vacant now, but was lived in back in November 2025. New FHA furnace recently installed with direct vent system. Dining room on the main level could be used as a downstairs bedroom.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Stone
  • Roof: Pitched,Shingle
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: New Englander
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Crawl Space

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Flooring: Carpet,Wood,Linoleum
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,194

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,194
  • Total interior livable area: 1,194 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: ROCTM003B005
  • Zoning: 906

Features

  • Patio & porch: Porch
  • Waterbody name: Ocean

Lot

  • Lot size: 0.50 Acres
  • Features: Open Lot

Parking

  • Parking features: Common,1 - 4 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Coastal Flooding
Hurricane
Landslide
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance $125$1,500
Property Taxes $315$3,780
Electricity $244$2,930
Total$2,023$24,276

Income You'd Need if You Spent...

35% on housing$69,360/yr
40% on housing$60,690/yr
45% on housing$53,946/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 04856$413
Knox County$329

vs Homes Sold Last Month

Median $/sqft

ZIP 04856
Knox County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Price change$279,000
2026-02-09Listed for sale$295,000

For Sale by Agent

AgentDale Martin
BrokerageFox Fire Real Estate, LLC

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