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212 Main Street, Lovell, ME, 04051

4beds
4baths
2,560sqft
$399,000
$156price/sqft
$2,972/moest. monthly cost
$118,880/yrincome needed

About This Home

This 1850 historic Ammi Cutter homestead is located in the heart of Lovell Village. Thoughtfully updated and well maintained, it has kept its original charm. An open concept kitchen/ dining room includes a cozy pellet stove with an original exposed chimney. A large family room, bedroom with en suite bath and a powder room finish off the main level. Upstairs you'll find three more bedrooms and two full baths. A 3rd level is open and ready to be finished for more living space or storage if desired. The attached barn has a well-insulated workshop and enough room for two cars, with even more storage space above. A deck off the summer kitchen overlooks a private and fully gated backyard. Situated just a few minutes from Kezar Lake, golfing, hiking and skiing at Pleasant Mountain. North Conway is just 30 minutes away. Part of MSAD 72 / Fryeburg Academy district.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
New Suncook SchoolGrades PK-40.6 mi
5/10
Molly Ockett SchoolGrades PK-88.0 mi

Construction

Condition

  • Year built: 1850

Materials

  • Foundation: Granite,Brick/Mortar
  • Roof: Metal
  • Construction materials: Wood Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Greek Revival
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Gas Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Dirt Floor,Full,Unfinished

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: First

Features

  • 1st Floor Bedroom,Attic,Bathtub,One-Floor Living,Pantry,Shower,Storage,Walk-In Closet(s),Primary Bedroom w/Bath
  • Flooring: Other,Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,560

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Pellet Stove
  • Cooling features: None

Interior Area

  • Total structure area: 2,560
  • Total interior livable area: 2,560 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: LOVEMU02L013
  • Zoning: R

Features

  • Levels: Multi/Split
  • Patio & porch: Deck

Lot

  • Lot size: 0.47 Acres
  • Features: City Lot,Level,Open Lot

Parking

  • Parking features: Gravel,5 - 10 Spaces,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Ice Storm
Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance $195$2,340
Property Taxes $388$4,656
Electricity $372$4,465
Total$2,972$35,664

Income You'd Need if You Spent...

35% on housing$101,897/yr
40% on housing$89,160/yr
45% on housing$79,253/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 04051$789
Oxford County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 04051
Oxford County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$425,000
2024-10-28Listing removed$450,000
2024-09-03Listed for sale$465,000
2017-12-08Sold$147,000
2017-10-19Price change$149,900
2017-08-25Listed for sale$164,900

For Sale by Agent

BrokerageReal Broker

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