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428 Cathance Road, Topsham, ME, 04086

3beds
1baths
1,298sqft
$250,000
$193price/sqft
$1,816/moest. monthly cost
$72,640/yrincome needed

About This Home

Endless Potential Near the Cathance River! Discover the possibilities in this 1,298 sq ft, 3-bedroom home featuring an enclosed front porch and an attached storage shed. A separate 384 sq ft barn with a loft--perfect for a studio, workshop, or extra storage. Located just one minute from the peaceful Head of Tide waterfront park on the historic Cathance River, you'll enjoy serene nature right down the street. Plus, you're less than 10 minutes from everything Topsham and Brunswick have to offer and an easy 35-minute commute to Portland. Bring your imagination and design your dream home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

10/10
Williams-Cone SchoolGrades PK-53.3 mi
6/10
Mt Ararat Middle SchoolGrades 6-82.4 mi
4/10
Mt Ararat High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: New Englander,Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Unfinished

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,298

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 1,298
  • Total interior livable area: 1,298 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: TOPMMR10L024
  • Zoning: R3

Features

  • Patio & porch: Porch

Lot

  • Lot size: 0.56 Acres
  • Features: Near Town,Rural,Open Lot,Rolling Slope,Wooded

Parking

  • Parking features: Gravel,1 - 4 Spaces
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Winter Weather
Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance $65$780
Property Taxes $243$2,916
Electricity $244$2,930
Total$1,816$21,792

Income You'd Need if You Spent...

35% on housing$62,262/yr
40% on housing$54,480/yr
45% on housing$48,426/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 04086$308
Sagadahoc County$277

vs Homes Sold Last Month

Median $/sqft

ZIP 04086$244
Sagadahoc County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$235,000
2026-06-27Price change$250,000
2026-06-03Listed for sale$275,000
2026-03-16Listing removed$299,000
2026-02-12Price change$299,000
2025-12-19Price change$325,000
2025-09-15Listed for sale$359,000
2013-06-11Sold$75,000

For Sale by Agent

AgentRick Dow
BrokerageKeller Williams Realty

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