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4 Lola Street, Topsham, ME, 04086

2beds
1baths
1,208sqft
$449,000
$372price/sqft
$3,067/moest. monthly cost
$122,680/yrincome needed

About This Home

Welcome home to this beautifully maintained two-bedroom ranch, offering a comfortable and inviting space to settle into. The heart of the home is the bright, open-concept kitchen, dining, and living area, where beautiful granite countertops, ample cabinetry, and a thoughtful layout create a space that is both functional and welcoming for everyday living and entertaining. Just off the kitchen, step outside onto the spacious deck and enjoy the beautifully landscaped backyard--a wonderful place for gatherings, gardening, or simply relaxing at the end of the day. The outdoor space provides a peaceful extension of the home and a place to enjoy the seasons. The basement offers additional flexibility with a finished bonus space that can easily serve as a home office, den or hobby room. A detached garage adds even more versatility with room for parking, storage, or weekend projects. Located in a convenient Topsham setting, you'll appreciate being close to shopping, restaurants, and everyday necessities, with easy access to Route 1 and I-295.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

9/10
6/10
Mt Ararat Middle SchoolGrades 6-81.3 mi
4/10
Mt Ararat High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Interior Entry,Finished,Full,Partial,Sump Pump

Bedroom1

  • Features: Closet
  • Level: First

Bedroom2

  • Features: Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: Basement

Dining Room

  • Level: First

Features

  • 1st Floor Bedroom,Storage
  • Door features: Storm Door(s)
  • Flooring: Laminate,Ceramic Tile
  • Finished area below ground: 200
  • Finished area above ground: 1,008

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 1,208
  • Total interior livable area: 1,208 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen Island
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: TOPMMU02AL134
  • Zoning: Residential
  • Other equipment: Cable,Internet Access Available

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 10,018 sqft
  • Features: Near Country Club,Near Golf Course,Near Turnpike/Interstate,Near Town,Neighborhood,Level,Open Lot,Landscaped,Wooded

Parking

  • Total spaces: 2
  • Parking features: Paved,1 - 4 Spaces,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Ice Storm
Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance $117$1,404
Property Taxes $436$5,232
Electricity $244$2,930
Total$3,067$36,804

Income You'd Need if You Spent...

35% on housing$105,154/yr
40% on housing$92,010/yr
45% on housing$81,786/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$372This listing

vs Other Active Listings

Avg $/sqft

ZIP 04086$297
Sagadahoc County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 04086$244
Sagadahoc County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$449,000
2026-08-07Contingent$449,000
2026-07-31Price change$449,000
2026-07-23Listed for sale$469,000

For Sale by Agent

BrokerageColdwell Banker Realty

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