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26 Old Searsport Avenue, Belfast, ME, 04915

3beds
3baths
2,513sqft
$950,000
$378price/sqft
$6,724/moest. monthly cost
$268,960/yrincome needed

About This Home

Own a piece of Maine's coastal charm--with multiple income and lifestyle opportunities. This meticulously renovated vintage farmhouse offers the character buyers love with the comfort and efficiency of a modern home. Set on six private acres with ocean views, it feels private and serene, yet is just five minutes from downtown Belfast--an ideal setting for both personal use and vacation rental appeal. Extensively updated throughout, the home lives like new construction while preserving its timeless New England style. Inside, three thoughtfully designed levels provide flexibility for everyday living and hosting. The main level features a beautifully curated kitchen with a marble-topped island, abundant storage, and a walk-in pantry with laundry. The dining area is highlighted by a statement chandelier. Multiple seating spaces--including a charming window seat--create inviting areas to gather and relax. Upstairs offers three spacious bedrooms and two full baths, including a primary suite with a soaking tub and a second bath with a tiled steam shower--amenities that enhance both comfort and rental desirability. A third-floor loft adds flexible space for a home office or additional guest area. Radiant heat on the first and second floors and a heat pump for cooling provide year-round comfort. Sold mostly furnished, this turnkey property is ready to continue as a successful vacation rental. In addition to generating strong rental income, this home has a proven history as a home exchange property, allowing owners to trade stays with other desirable homes across the U.S. and internationally. This gives owners the freedom to travel while their Maine retreat is occupied, providing both lifestyle flexibility and an additional layer of value from the property. With privacy, ocean views, modern systems, and multiple ways to enjoy or monetize the home, this property is an exceptional opportunity for income, lifestyle, and adventure.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

--
East Belfast SchoolGrades PK-20.8 mi
4/10
6/10
Belfast Area High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone,Poured Concrete
  • Roof: Composition,Pitched,Shingle
  • Construction materials: Wood Frame,Shingle Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Cottage,Farmhouse,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Gas Range,Refrigerator,Washer,ENERGY STAR Qualified Appliances,Tankless Water Heater

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Interior Entry,Full,Unfinished

Bedroom2

  • Features: Closet
  • Level: Second
  • Area: 182.831
  • Dimensions: 15.11 x 12.1

Bedroom3

  • Features: Closet
  • Level: Second
  • Area: 252.8
  • Dimensions: 16 x 15.8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: First
  • Area: 128.39399999999998
  • Dimensions: 12.6 x 10.19

Dining Room

  • Features: Gas Fireplace
  • Level: First
  • Area: 158.70000000000002
  • Dimensions: 13.8 x 11.5

Features

  • Bathtub,Pantry,Shower,Primary Bedroom w/Bath
  • Window features: Double Pane Windows
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,513

Heating & Cooling

  • Heating features: Heat Pump,Hot Water,Zoned,Radiant
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,513
  • Total interior livable area: 2,513 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen Island
  • Level: First
  • Area: 219.095
  • Dimensions: 14.5 x 15.11

Living Room

  • Features: Gas Fireplace
  • Level: First
  • Area: 349.14000000000004
  • Dimensions: 25.3 x 13.8

Loft

  • Features: Dining Area
  • Level: Third
  • Area: 396.1
  • Dimensions: 23.3 x 17

Mud Room

  • Level: First
  • Area: 39.9
  • Dimensions: 7 x 5.7

Other

  • Features: Utility Room
  • Level: First
  • Area: 52.54
  • Dimensions: 7.1 x 7.4

Primary Bedroom

  • Features: Closet,Double Vanity,Full Bath,Soaking Tub,Walk-In Closet(s)
  • Level: Second
  • Area: 197.96099999999998
  • Dimensions: 15.1 x 13.11

Property

Accessibility

  • Accessibility features: 32 - 36 Inch Doors

Details

  • Parcel number: BELFM025L005
  • Zoning: Srsprt Ave Com

Features

  • Levels: Multi/Split
  • Patio & porch: Porch
  • Has view: Yes
  • View description: Fields,Scenic,Trees/Woods
  • Waterbody name: Penobscot Bay

Lot

  • Lot size: 6 Acres
  • Features: Near Town,Level,Open Lot,Pasture,Rolling Slope,Wooded

Parking

  • Parking features: Gravel,11 - 20 Spaces,On Site,Other,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Winter Weather
Coastal Flooding
Cold Wave
Lightning
Hurricane
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance $363$4,356
Property Taxes $1,193$14,316
Electricity $365$4,383
Total$6,724$80,688

Income You'd Need if You Spent...

35% on housing$230,537/yr
40% on housing$201,720/yr
45% on housing$179,306/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$378This listing

vs Other Active Listings

Avg $/sqft

ZIP 04915$237
Waldo County$253

vs Homes Sold Last Month

Median $/sqft

ZIP 04915
Waldo County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Price change$950,000
2026-01-28Listed for sale$850,000
2025-10-30Listing removed$949,000
2025-10-06Price change$949,000
2025-07-11Price change$965,000
2025-04-30Listed for sale$985,000
2025-04-26Listing removed$985,000
2025-04-09Listed for sale$985,000
2025-04-07Pending sale$985,000
2025-04-07Listed for sale$985,000
2025-03-31Pending sale$985,000
2024-10-01Listed for sale$985,000
2015-11-09Sold$162,500
2015-07-16Price change$199,000
2015-02-26Price change$239,000
2014-06-18Listed for sale$249,000

For Sale by Agent

AgentCharlene Hamiwka
BrokerageHarcourts Waterfront & Fine Properties

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