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3 Pine Island, York, ME, 03909

4beds
4baths
3,464sqft
$4,600,000
$1,328price/sqft
$27,900/moest. monthly cost
$1,116,000/yrincome needed

About This Home

Set on coveted Pine Island, this exceptional waterfront offering presents a rare opportunity to own nearly 1,000 feet of frontage along the York River, complete with a deep-water dock. Encompassing approximately 3 acres at high tide and expanding to over 7 acres at low tide--including the unique addition of Pumpkin Island just steps offshore--the property delivers unmatched privacy, scale, and coastal character. Extensively renovated since 2017, the main residence has been thoughtfully updated inside and out, including improvements to insulation, systems, and structural components. The open-concept interior is designed to capture sweeping water views, highlighted by a beautifully appointed kitchen overlooking the river. A dramatic front-to-back living room with fireplace flows seamlessly into a sun-drenched glass-lined sunroom, creating an ideal setting for both everyday living and entertaining. The first-floor primary suite offers comfort and convenience, featuring direct access to the deck and expansive grounds. Two additional bedrooms, well-appointed baths, and a finished lower level provide ample space for family and guests. Complementing the main home is a detached two-car garage with a one-bedroom studio above, complete with cathedral ceilings and panoramic water views--perfect for guests, extended family, or private workspace. Located just moments from Harbor Beach and the scenic Fisherman's Walk, this is a truly rare coastal retreat offering privacy, accessibility, and the very best of Maine waterfront living.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

9/10
York Middle SchoolGrades 5-81.0 mi
8/10
York High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block,Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Frame,Shingle Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Gas Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Finished,Full,Partial,Unfinished

Bedroom2

  • Level: First
  • Area: 130
  • Dimensions: 10 x 13

Bedroom3

  • Level: Basement
  • Area: 132
  • Dimensions: 11 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Features: Built-in Features
  • Level: Basement
  • Area: 638
  • Dimensions: 22 x 29

Bonus Room

  • Level: Basement
  • Area: 187
  • Dimensions: 11 x 17

Den

  • Features: Cathedral Ceiling(s)
  • Level: First
  • Area: 72
  • Dimensions: 8 x 9

Dining Room

  • Features: Dining Area
  • Level: First
  • Area: 112
  • Dimensions: 8 x 14

Features

  • 1st Floor Primary Bedroom w/Bath,Bathtub,Storage
  • Flooring: Carpet,Tile,Wood,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,194
  • Finished area above ground: 2,270

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,464
  • Total interior livable area: 3,464 sqft

Kitchen

  • Features: Kitchen Island,Skylight
  • Level: First
  • Area: 266
  • Dimensions: 14 x 19

Living Room

  • Features: Gas Fireplace
  • Level: First
  • Area: 352
  • Dimensions: 16 x 22

Other

  • Features: Balcony/Deck,Built-in Features,Cathedral Ceiling(s),Full Bath
  • Level: First
  • Area: 576
  • Dimensions: 24 x 24

Primary Bedroom

  • Features: Balcony/Deck,Built-in Features,Closet,Full Bath
  • Level: First
  • Area: 156
  • Dimensions: 12 x 13

Sunroom

  • Features: Cathedral Ceiling(s),Four-Season,Skylight
  • Level: First
  • Area: 132
  • Dimensions: 11 x 12

Property

Details

  • Parcel number: YORKM0057B0055B
  • Zoning: Res-1

Features

  • Levels: Multi/Split
  • Patio & porch: Deck,Glassed-in Porch,Porch
  • Has view: Yes
  • View description: Trees/Woods
  • On waterfront: Yes
  • Waterbody name: York River
  • Frontage length: Waterfrontage: 900,Waterfrontage Owned: 900

Lot

  • Lot size: 2.97 Acres
  • Features: City Lot,Near Country Club,Near Golf Course,Near Public Beach,Near Town,Cul-De-Sac,Level,Open Lot,Rolling Slope,Landscaped,Wooded

Parking

  • Total spaces: 2
  • Parking features: Common,Gravel,Paved,5 - 10 Spaces
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Coastal Flooding
Hurricane
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $23,260$279,120
Home Insurance $906$10,872
Property Taxes $3,231$38,772
Electricity $503$6,042
Total$27,900$334,800

Income You'd Need if You Spent...

35% on housing$956,571/yr
40% on housing$837,000/yr
45% on housing$744,000/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,328This listing

vs Other Active Listings

Avg $/sqft

ZIP 03909$465
York County$377

vs Homes Sold Last Month

Median $/sqft

ZIP 03909$423
York County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$4,850,000
2017-11-30Sold$1,590,000
2017-11-07Pending sale$1,750,000
2017-08-08Price change$1,750,000
2016-07-19Price change$1,790,000
2016-05-13Price change$1,990,000
2016-05-12Price change$1,999,000
2016-05-11Listed for sale$1,900,000
2016-04-01Listing removed$2,245,000
2015-08-07Price change$2,245,000
2015-04-29Listed for sale$2,295,000

For Sale by Agent

AgentJeffrey Jellison
BrokerageCENTURY 21 Atlantic Realty

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