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176 Shore Road, Cape Neddick, ME, 03902

5beds
4baths
2,556sqft
$1,099,000
$430price/sqft
$6,989/moest. monthly cost
$279,560/yrincome needed

About This Home

Welcome to 176 Shore Road in the coveted coastal enclave of Cape Neddick, Maine, a beautifully updated & versatile property. This thoughtfully maintained 4-bedroom home, complete with a 1-bedroom in-law apartment, has been tastefully refreshed with new exterior siding, fresh interior paint & stylish finishes. Set just a short distance from Cape Neddick Beach, you'll enjoy easy access to a sandy shoreline perfect for sunbathing, or exploring scenic tide pools. As part of the historic York Cliffs Subdivision, the property also includes access to Pint Cove, a private pebble beach just a short stroll away. The main level offers an updated kitchen that flows seamlessly into an open-concept dining & living area. From here, step out onto the spacious front deck - perfect for outdoor dining, or unwinding after a day at the beach. This level also includes a comfortable bedroom & a full bathroom, offering convenient single-level living options. Upstairs, two additional bedrooms & a half bath provide space for family or guests. Privately situated on the opposite side of the home, the primary suite is accessed via its own staircase & features a generous layout, walk-in closet, & half bathroom - creating a quiet retreat w/in the home. Adding even more flexibility is the in-law apartment, complete with a full kitchen, bathroom, first-floor bedroom, & family room. Whether used for guests, or rental income, this space enhances the home's already versatile floor plan. Currently operating as a successful Airbnb during the summer months, the property presents an excellent opportunity for those seeking an investment, 2nd home, or primary residence w/ income potential. Additional features include a one-car garage, generator, & ample off-street parking. Conveniently located just a short drive from York Beach, Cape Neddick Country Club & Ogunquit Village, you'll have access to dining, shopping, golf & local attractions while enjoying the tranquility of this desirable seaside neighborhood.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
9/10
York Middle SchoolGrades 5-84.9 mi
8/10
York High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Block
  • Roof: Composition,Shingle
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Dutch Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Full,Partial,Unfinished

Bedroom2

  • Level: First
  • Area: 131.7075
  • Dimensions: 10.33 x 12.75

Bedroom3

  • Level: First
  • Area: 91.7764
  • Dimensions: 9.58 x 9.58

Bedroom4

  • Level: Second
  • Area: 168.305
  • Dimensions: 16.42 x 10.25

Bedroom5

  • Level: Second
  • Area: 194.72
  • Dimensions: 16 x 12.17

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Features: Dining Area
  • Level: First
  • Area: 126.7014
  • Dimensions: 13.58 x 9.33

Family Room

  • Level: First
  • Area: 226.6206
  • Dimensions: 19.57 x 11.58

Features

  • 1st Floor Bedroom,In-Law Floorplan,Storage,Primary Bedroom w/Bath
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,556

Heating & Cooling

  • Heating features: Baseboard,Heat Pump,Hot Water
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,556
  • Total interior livable area: 2,556 sqft

Kitchen

  • Features: Breakfast Nook
  • Level: First
  • Area: 346.5
  • Dimensions: 22 x 15.75

Kitchen

  • Level: First
  • Area: 107.635
  • Dimensions: 9.5 x 11.33

Living Room

  • Level: First
  • Area: 220.675
  • Dimensions: 16.25 x 13.58

Primary Bedroom

  • Features: Closet,Half Bath,Suite,Walk-In Closet(s)
  • Level: Second
  • Area: 389.7594
  • Dimensions: 19.42 x 20.07

Property

Details

  • Parcel number: YORKM0011B0043
  • Zoning: Res-3

Features

  • Patio & porch: Deck,Porch

Lot

  • Lot size: 1.12 Acres
  • Features: Near Country Club,Near Golf Course,Near Public Beach,Near Town,Rolling Slope,Landscaped

Parking

  • Total spaces: 1
  • Parking features: Gravel,5 - 10 Spaces,On Site,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Coastal Flooding
Drought
Hurricane
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,557$66,684
Home Insurance $290$3,480
Property Taxes $771$9,252
Electricity $371$4,458
Total$6,989$83,868

Income You'd Need if You Spent...

35% on housing$239,622/yr
40% on housing$209,670/yr
45% on housing$186,373/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$430This listing

vs Other Active Listings

Avg $/sqft

ZIP 03902$538
York County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 03902$442
York County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$1,099,000
2024-07-12Sold$825,000
2024-06-27Pending sale$829,000
2024-06-05Contingent$829,000
2024-05-13Listed for sale$829,000
2020-11-13Sold$575,000
2020-10-20Pending sale$595,000
2020-07-29Price change$595,000
2020-05-29Listed for sale$645,000

For Sale by Agent

AgentAnchor Real Estate
BrokerageAnchor Real Estate

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