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16 Passaic Rd, Cape Neddick, ME, 03902

3beds
2baths
1,872sqft
$659,000
$352price/sqft
$4,240/moest. monthly cost
$169,600/yrincome needed

About This Home

Nestled in the serene York Cliffs enclave of Cape Neddick, this charming Cape-style year-round home offers casual coastal comfort close to both a public beach and a private stretch of a pebbly beach. The home welcomes you with a warm, classic exterior and a sun-lit 3-season sunroom—ideal for morning coffee or relaxed reading all year long. On the first floor you'll find a cozy bedroom, perfect for guests or those who prefer single-level living, while the upper floor houses additional sleeping and living space. A fully finished basement provides bonus space for hobbies, storage, or a workshop. Outside, a spacious patio invites summer dinners and evening stargazing, while an outdoor shower lets you rinse off salty sand before heading inside. There's abundant parking for family and friends, plus extra storage for beach gear, kayaks, or seasonal items. With easy access to the sand and comfortable, flexible living spaces indoors and out, this home embodies the best of seaside living.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

10/10
9/10
York Middle SchoolGrades 5-84.9 mi
8/10
York High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Interior Entry

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Flooring: Wood
  • Finished area below ground: 360
  • Finished area above ground: 1,512

Heating & Cooling

  • Heating features: Forced Air,Electric Baseboard,Propane
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,872
  • Total interior livable area: 1,872 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: YORKM0011B0215
  • Zoning: res

Features

  • Patio & porch: Porch,Patio
  • Exterior features: Porch,Patio,Storage,Outdoor Shower
  • Has view: Yes
  • View description: Scenic View(s)
  • Waterfront features: Ocean,1 to 2 Mile To Beach

Lot

  • Lot size: 0.34 Acres
  • Features: Wooded

Parking

  • Total spaces: 5
  • Parking features: Off Street
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Coastal Flooding
Drought
Hurricane
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,332$39,984
Home Insurance $174$2,088
Property Taxes $462$5,544
Electricity $272$3,265
Total$4,240$50,880

Income You'd Need if You Spent...

35% on housing$145,371/yr
40% on housing$127,200/yr
45% on housing$113,066/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$352This listing

vs Other Active Listings

Avg $/sqft

ZIP 03902$554
York County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 03902$442
York County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$699,000
2026-04-20Listed for sale$725,000
2026-01-05Listing removed$739,000
2025-12-02Listed for sale$739,000
2004-08-31Sold$325,000

For Sale by Agent

AgentMcTague Realty Group
BrokerageRE/MAX Andrew Realty Services

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