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21 Starboard Lane, York, ME, 03909

5beds
6baths
6,376sqft
$6,800,000
$1,066price/sqft
$41,426/moest. monthly cost
$1,657,040/yrincome needed

About This Home

Starboard Ledge is a stunning 5-bedroom York Harbor home that blends classic elegance with modern comfort and spectacular ocean views. Privately set at the end of a quiet lane, it offers peace and seclusion surrounded by beautifully manicured landscaping. Inside, spacious, light-filled rooms are thoughtfully designed to highlight the sweeping ocean vistas. Recent updates include energy-efficient windows and connection to town sewer. The layout is ideal for both everyday living and entertaining, featuring a well-appointed kitchen, open-concept living areas, and multiple fireplaces. First-floor bedrooms provide convenience for guests or single-level living. Outdoor spaces are equally impressive, offering breathtaking views and a serene coastal atmosphere.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

10/10
9/10
York Middle SchoolGrades 5-81.6 mi
8/10
York High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1961

Materials

  • Roof: Shingle
  • Construction materials: Wood Frame,Other,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Gas Range,Refrigerator,Trash Compactor,Washer

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Crawl Space,Daylight,Partial

Bedroom2

  • Features: Full Bath,Suite
  • Level: First
  • Area: 210.9744
  • Dimensions: 19.32 x 10.92

Bedroom3

  • Features: Closet,Double Vanity,Full Bath,Suite
  • Level: Second
  • Area: 330.0864000000001
  • Dimensions: 18.42 x 17.92

Bedroom4

  • Features: Built-in Features,Closet,Suite
  • Level: Second
  • Area: 274.3125
  • Dimensions: 19.25 x 14.25

Bedroom5

  • Features: Closet,Coffered Ceiling(s)
  • Level: Second
  • Area: 14459.25
  • Dimensions: 1483 x 9.75

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Den

  • Features: Closet
  • Level: First
  • Area: 304.7125
  • Dimensions: 23.75 x 12.83

Dining Room

  • Level: First
  • Area: 276.735
  • Dimensions: 19.42 x 14.25

Features

  • 1st Floor Bedroom,1st Floor Primary Bedroom w/Bath,Attic,Bathtub,One-Floor Living,Shower,Storage,Primary Bedroom w/Bath
  • Flooring: Carpet,Tile,Wood,Hardwood
  • Number of fireplaces: 3
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 6,376

Great Room

  • Features: Coffered Ceiling(s)
  • Level: Second
  • Area: 473
  • Dimensions: 22 x 21.5

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 6,376
  • Total interior livable area: 6,376 sqft

Kitchen

  • Features: Breakfast Nook,Kitchen Island
  • Level: First
  • Area: 306.72
  • Dimensions: 19.17 x 16

Living Room

  • Features: Wood Burning Fireplace
  • Level: First
  • Area: 650.76
  • Dimensions: 29.58 x 22

Office

  • Features: Built-in Features,Wood Burning Fireplace
  • Level: First
  • Area: 228.7636
  • Dimensions: 15.17 x 15.08

Other

  • Level: First
  • Area: 121.2264
  • Dimensions: 11.92 x 10.17

Primary Bedroom

  • Features: Closet,Full Bath,Suite
  • Level: First
  • Area: 286.375
  • Dimensions: 19.75 x 14.5

Property

Details

  • Parcel number: YORKM0052B0058
  • Zoning: Res 4

Features

  • Patio & porch: Patio,Porch
  • Has view: Yes
  • View description: Scenic
  • On waterfront: Yes
  • Waterbody name: Atlantic
  • Frontage length: Waterfrontage: 312,Waterfrontage Owned: 312

Lot

  • Lot size: 0.84 Acres
  • Features: Irrigation System,Near Country Club,Near Golf Course,Near Public Beach,Near Town,Level,Rolling Slope,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Gravel,1 - 4 Spaces
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Coastal Flooding
Hurricane
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $34,384$412,608
Home Insurance $1,340$16,080
Property Taxes $4,776$57,312
Electricity $926$11,121
Total$41,426$497,112

Income You'd Need if You Spent...

35% on housing$1,420,320/yr
40% on housing$1,242,780/yr
45% on housing$1,104,693/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,066This listing

vs Other Active Listings

Avg $/sqft

ZIP 03909$474
York County$378

vs Homes Sold Last Month

Median $/sqft

ZIP 03909$423
York County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-02Listed for sale$7,000,000
1999-10-01Sold$1,800,295

For Sale by Agent

AgentGinny Whitney
BrokerageLegacy Properties Sotheby's International Realty

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