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31 Clay Hill Road, Cape Neddick, ME, 03902

3beds
2baths
2,319sqft
$555,000
$239price/sqft
$3,678/moest. monthly cost
$147,120/yrincome needed

About This Home

Back on the market due to no fault of the home! A fantastic retreat close to the mountain! This 3 bedroom, 2 bath home is located in the gorgeous and coveted countryside of Cape Neddick, within minutes to Mt. Agamenticus, and the award winning beaches of Ogunquit and York. Thoughtfully crafted for comfort and style this 3 bedroom home features an open concept kitchen with stunning vaulted ceilings and custom cabinetry. Designed for the ''food lover'' the kitchen is enhanced by a beautiful center island, cooktop and double wall ovens. A spacious dining area off the kitchen will host all your family and friends. Clean modern lines blend seamlessly with warm finishes, giving the home a welcoming feel from the moment you step inside. Enjoy the best of both worlds with serene mountain trails and easy access to nearby beaches, making this an ideal getaway for those who love nature plus convenience. Whether relaxing by the cozy gas fireplace or entertaining on the newly appointed rear deck this Cape Neddick home offers a unique lifestyle in a truly special place. Don't miss this one!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

10/10
9/10
York Middle SchoolGrades 5-84.8 mi
8/10
York High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Slab,Poured Concrete
  • Roof: Metal,Shingle
  • Construction materials: Wood Frame,Clapboard,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Wall Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Daylight,Finished,Full

Bedroom1

  • Features: Closet
  • Level: Second

Bedroom2

  • Features: Closet
  • Level: Second

Bedroom3

  • Features: Closet
  • Level: Second

Bedroom4

  • Features: Closet,Separate Shower,Wood Burning Fireplace
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First

Features

  • Attic,Bathtub,One-Floor Living,Pantry,Shower,Storage,Walk-In Closet(s),Primary Bedroom w/Bath
  • Window features: Double Pane Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,319

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Zoned
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,319
  • Total interior livable area: 2,319 sqft

Kitchen

  • Features: Cathedral Ceiling(s),Eat-in Kitchen,Kitchen Island,Pantry,Skylight
  • Level: Second

Living Room

  • Features: Gas Fireplace
  • Level: Second

Property

Details

  • Parcel number: YORKM0096B0122E
  • Zoning: Gen 2

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.83 Acres
  • Features: Near Country Club,Near Golf Course,Near Public Beach,Neighborhood,Corner Lot,Rolling Slope,Wooded

Parking

  • Total spaces: 2
  • Parking features: Paved,5 - 10 Spaces,On Site,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Coastal Flooding
Drought
Hurricane
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,806$33,672
Home Insurance $146$1,752
Property Taxes $389$4,668
Electricity $337$4,045
Total$3,678$44,136

Income You'd Need if You Spent...

35% on housing$126,102/yr
40% on housing$110,340/yr
45% on housing$98,080/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 03902$576
York County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 03902$442
York County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$595,000
2026-04-08Contingent$595,000
2026-03-31Listed for sale$595,000
2026-03-28Contingent$595,000
2026-03-10Price change$595,000
2026-02-06Listed for sale$600,000
2025-12-28Listing removed$579,000
2025-11-25Price change$579,000
2025-10-10Listed for sale$599,999

For Sale by Agent

AgentSusan DeQuattro
BrokerageThe Aland Realty Group, LLC

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