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39 Union Street, Biddeford, ME, 04005

4beds
2baths
1,690sqft
$450,000
$266price/sqft
$3,146/moest. monthly cost
$125,840/yrincome needed

About This Home

Timeless charm meets modern convenience in this beautifully maintained circa-1895 home in the heart of downtown Biddeford. Move-in ready, it offers 4 bedrooms, 2 full bathrooms, and rich historic character, including hardwood floors throughout, soaring ceilings, original woodwork, custom built-ins, a tin ceiling in the dining room, and an exposed brick accent wall in the living room. The spacious layout features a formal dining room, eat-in kitchen, full bathrooms on both floors, and a versatile four-season mudroom. Step outside to a large deck overlooking established perennial gardens and a fenced backyard--perfect for entertaining, gardening, pets, or play. An oversized detached garage provides abundant storage or workshop space, while newer roofs on both the home and garage add peace of mind. Just steps from downtown restaurants, coffee shops, breweries, grocery stores, parks, the community center, and local entertainment, this home delivers the perfect blend of historic character, outdoor living, and unbeatable walkability.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

5/10
Biddeford High SchoolGrades 8-120.7 mi
--
Biddeford Primary SchoolGrades K-20.9 mi

Construction

Condition

  • Year built: 1895

Materials

  • Foundation: Granite,Brick/Mortar
  • Roof: Pitched,Shingle
  • Construction materials: Wood Frame,Shingle Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Gas Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Interior Entry,Full,Unfinished

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Shower,Storage
  • Flooring: Laminate,Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,690

Heating & Cooling

  • Heating features: Direct Vent Heater,Forced Air,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 1,690
  • Total interior livable area: 1,690 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: BIDDM34L173
  • Zoning: MSRD2

Features

  • Patio & porch: Deck

Lot

  • Lot size: 9,147 sqft
  • Features: City Lot,Near Shopping,Near Town,Neighborhood,Level,Sidewalks,Landscaped

Parking

  • Total spaces: 1
  • Parking features: Paved,1 - 4 Spaces,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance $110$1,320
Property Taxes $516$6,192
Electricity $245$2,947
Total$3,146$37,752

Income You'd Need if You Spent...

35% on housing$107,862/yr
40% on housing$94,380/yr
45% on housing$83,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 04005$397
York County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 04005$312
York County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$450,000
2026-07-10Price change$465,000
2026-06-26Listed for sale$475,000
2024-02-21Sold$451,000
2024-01-31Pending sale$425,000
2024-01-15Contingent$425,000
2024-01-10Listed for sale$425,000
2013-08-29Listing removed$175,000
2013-08-20Price change$175,000
2013-07-18Price change$185,000
2013-05-01Listed for sale$195,000

For Sale by Agent

AgentSabine McElrath
BrokerageEXP Realty

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