




20 Surf Lane, Kennebunk, ME, 04043
About This Home
Welcome to your coastal paradise! Nestled just steps away from the pristine sands of Gooch's Beach, this exquisite property offers a rare blend of natural beauty and classic comfort. Boasting a captivating 180-degree view of Gooch's Creek Preserve, this residence provides an unparalleled waterfront experience. As you enter, you are greeted by a seamless open-concept design that effortlessly blends the indoors with the breathtaking outdoor landscape. The expansive windows invite the picturesque views, allowing natural light to fill the home. The living space is extremely versatile with a bright kitchen and dining area featuring soaring ceilings, cozy living room with wood burning fireplace and large screen porch. Truly an ideal setting for your special gatherings. With 4 bedrooms, 2.5 baths, exterior shower/changing room, and gym/office this home provides ample space for all guests! Step outside onto the generous deck, where you'll find yourself immersed in the tranquility of nature. The sweeping lot extends to the river, offering direct access for those who appreciate waterfront activities. Imagine launching a kayak from your backyard or enjoying a leisurely afternoon by the water's edge. From vibrant sunsets reflecting off the creek to the sounds of birdsong in the morning, this home is a sanctuary for those seeking a peaceful escape!
Getting Around
Schools
Construction
Condition
- Year built: 1987
Materials
- Foundation: Pillar/Post/Pier
- Roof: Composition
- Construction materials: Wood Frame,Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Wall Oven,Washer
Basement
- Has basement: Yes
- Basement: Interior Entry,Crawl Space,Unfinished
Bedroom2
- Features: Closet
- Level: First
- Area: 129.3486
- Dimensions: 11.58 x 11.17
Bedroom3
- Features: Closet
- Level: First
- Area: 135.0536
- Dimensions: 11.92 x 11.33
Bedroom4
- Features: Closet
- Level: First
- Area: 125.5364
- Dimensions: 11.08 x 11.33
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Cathedral Ceiling(s)
- Level: Second
- Area: 161.2764
- Dimensions: 12.33 x 13.08
Features
- 1st Floor Bedroom,Bathtub,Shower,Storage,Walk-In Closet(s),Primary Bedroom w/Bath
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,469
Heating & Cooling
- Heating features: Baseboard,Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,469
- Total interior livable area: 2,469 sqft
Kitchen
- Features: Cathedral Ceiling(s),Skylight
- Level: Second
- Area: 154.105
- Dimensions: 12.58 x 12.25
Living Room
- Features: Cathedral Ceiling(s),Skylight,Wood Burning Fireplace
- Level: Second
- Area: 396.28360000000004
- Dimensions: 17.17 x 23.08
Media Room
- Level: First
- Area: 177.795
- Dimensions: 13.5 x 13.17
Primary Bedroom
- Features: Above Garage,Built-in Features,Full Bath,Skylight,Sunken/Raised
- Level: Second
- Area: 421.175
- Dimensions: 21.25 x 19.82
Sunroom
- Features: Three-Season
- Level: Second
Property
Details
- Parcel number: KENBM092L005
- Zoning: CR
Features
- Patio & porch: Deck,Screened
- Exterior features: Animal Containment System
- Has view: Yes
- View description: Scenic
- On waterfront: Yes
- Waterbody name: Gooch's Creek/River
- Frontage length: Waterfrontage: 240,Waterfrontage Owned: 99999
Lot
- Lot size: 0.74 Acres
- Features: Irrigation System,Abuts Conservation,Near Golf Course,Near Public Beach,Near Town,Corner Lot,Landscaped
Parking
- Total spaces: 2
- Parking features: Paved,5 - 10 Spaces
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Coastal Flooding
- Hurricane
- Inland Flooding
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maine Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $16,054 | $192,648 |
| Home Insurance | $734 | $8,808 |
| Property Taxes | $4,602 | $55,224 |
| Electricity | $358 | $4,306 |
| Total | $21,748 | $260,976 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2024-05-20 | Listed for sale | $3,595,000 |
| 2023-12-31 | Listing removed | -- |
| 2023-11-29 | Listed for sale | $3,595,000 |
| 2017-06-22 | Sold | $745,000 |
| 2017-04-17 | Listed for sale | $750,000 |
| 2017-03-17 | Listing removed | $750,000 |
| 2017-03-15 | Listed for sale | $750,000 |
| 2016-10-18 | Listing removed | $750,000 |
| 2016-08-19 | Listed for sale | $750,000 |
| 2015-12-17 | Listing removed | $735,000 |
| 2015-10-17 | Price change | $735,000 |
| 2015-06-19 | Listed for sale | $750,000 |
For Sale by Agent
