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4 Oak Street, Kennebunk, ME, 04043

5beds
4baths
2,928sqft
$2,200,000
$751price/sqft
$15,298/moest. monthly cost
$611,920/yrincome needed

About This Home

Nestled in the heart of coastal Kennebunk, 4 Oak Street offers the perfect blend of seaside charm, spacious living, and walkable convenience. This beautifully designed 5-bedroom home features an open floor plan with a relaxed coastal vibe, creating an inviting space for gathering with family and friends. With two private en-suite bedrooms, there is plenty of room for guests and comfortable multi-generational living. Enjoy water views from the serene third-floor primary bedroom, where ocean breezes and peaceful mornings set the tone for relaxed coastal living. Just a short stroll to Mother's Beach and KBIA, this home is ideally situated for making lasting summer memories, from beach days and sailing lessons to sunset walks by the shore. Whether you're seeking a year-round residence or the ultimate Maine getaway, 4 Oak Street captures the essence of Kennebunk beach living.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

9/10
Sea Road SchoolGrades 3-52.7 mi
10/10
9/10
Kennebunk High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Stone,Granite,Poured Concrete
  • Roof: Shingle
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Walk-Out Access,Partial,Unfinished

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Features: Full Bath
  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • 1st Floor Bedroom,Walk-In Closet(s),Primary Bedroom w/Bath
  • Flooring: Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,928

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Zoned
  • Cooling features: None

Interior Area

  • Total structure area: 2,928
  • Total interior livable area: 2,928 sqft

Kitchen

  • Features: Kitchen Island
  • Level: First

Laundry

  • Level: Second

Primary Bedroom

  • Features: Suite,Walk-In Closet(s)
  • Level: Third

Property

Details

  • Parcel number: KENBM095L045
  • Zoning: CR

Features

  • Has view: Yes
  • View description: Scenic
  • Waterbody name: Atlantic Ocean

Lot

  • Lot size: 6,098 sqft
  • Features: Near Country Club,Near Public Beach,Neighborhood,Corner Lot,Landscaped

Parking

  • Parking features: Other,1 - 4 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Coastal Flooding
Hurricane
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,124$133,488
Home Insurance $508$6,096
Property Taxes $3,241$38,892
Electricity $425$5,107
Total$15,298$183,576

Income You'd Need if You Spent...

35% on housing$524,502/yr
40% on housing$458,940/yr
45% on housing$407,946/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$751This listing

vs Other Active Listings

Avg $/sqft

ZIP 04043$412
York County$379

vs Homes Sold Last Month

Median $/sqft

ZIP 04043$363
York County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$2,200,000
2013-06-03Sold$890,000
2013-03-14Price change$925,000
2012-11-16Listed for sale$945,000

For Sale by Agent

BrokerageKennebunk Beach Realty

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