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269 Barba Le Ln, Lake Ozark, MO, 65049

4beds
3baths
2,820sqft
$949,900
$337price/sqft
$5,989/moest. monthly cost
$239,560/yrincome needed

About This Home

Rare opportunity to own a waterfront home in a rental-friendly location! Whether a full-time residence, vacation getaway, or an investment, this property offers the perfect combo of comfort, functionality & outdoor living. A 2 car garage, + 30' x 40' workshop w/an oversized 16' x 16' door, tool shed & an additional storage shed. The circular driveway provides exceptional parking w/plenty of room for boats, trailers & even an RV. The open concept kitchen is designed for entertaining & everyday living w/a large center island, pantry & an abundance of cabinet & countertop space. Outside, you'll find amenities that set this property apartThe lakeside setting is truly exceptional, tiered perennial gardens, charming lakeside gazebo, & a tiki bar w/a covered patio below are perfect for relaxing or entertaining. Enjoy the expansive open deck while taking in the peaceful lake views & the grounds are already designed for a stunning waterfall feature. Current dock included - room for a larger dock, making it easy to enjoy everything lake living has to offer. Waterfront, rentals allowed, incredible storage & outstanding outdoor spaces, this is a property that offers endless possibilities.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

9/10
Osage Middle SchoolGrades 6-89.0 mi
7/10
Osage High SchoolGrades 9-129.1 mi

Construction

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Softener Owned,Stove,Washer

Bathroom

  • Level: Upper

Bathroom

  • Level: Lower

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Lower

Features

  • Built-in Features,Ceiling Fan(s),Custom Cabinets,Fireplace,Other,Pantry,Partially Furnished,Cable TV,Walk-In Closet(s),Walk-In Shower
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Two,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,820
  • Total interior livable area: 2,820 sqft

Kitchen

  • Level: Lower

Living Room

  • Level: Lower

Primary Bedroom

  • Features: Bath in Primary Bedroom
  • Level: Upper

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 01903100000005025000
  • Zoning description: Residential
  • Exclusions: Marlin In Lower Level,Ships Wheel,No Tiki Decor,Armoire In Lower Level

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Open,Patio
  • Exterior features: Blacktop Driveway,Covered Patio,Deck,Garden,Gravel Driveway,Other,Storage,Workshop
  • Has view: Yes
  • View description: Channel
  • Has water view: Yes
  • Water view: Channel
  • On waterfront: Yes
  • Waterfront features: Beach Access,Cove,Lake Front,Seawall

Lot

  • Features: Lake Front,Other,Sloped,Views
  • Lot size dimensions: 110 x 224 x 63 x 187

Parking

  • Total spaces: 2
  • Parking features: Attached,Detached,Electricity,Garage,Garage Door Opener,RV Access/Parking,Workshop in Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$607$7,284
Property Taxes $364$4,368
Electricity $215$2,584
Total$5,989$71,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,337/yr
40% on housing$179,670/yr
45% on housing$159,706/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 65049$202
Camden County$256

vs Homes Sold Last Month

Median $/sqft

ZIP 65049
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$949,900
2017-06-30Sold--
2017-05-26Pending sale$299,500
2017-04-30Price change$299,500
2017-03-29Price change$305,900
2017-01-20Listed for sale$319,900

For Sale by Agent

AgentJIM RICHARD TROWBRIDGE
BrokerageKeller Williams L.O. Realty

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