See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2189 Dodds Camp Rd, Climax Springs, MO, 65324

3beds
1baths
1,009sqft
$172,500
$171price/sqft
$1,165/moest. monthly cost
$46,600/yrincome needed

About This Home

Enjoy peaceful country living with convenient Lake of the Ozarks access just one mile away! For only $35 per year, you can use the nearby neighborhood boat launch and spend more time on the water. Renovated in 2026, this 3-bedroom, 1-bath home offers 1,009 square feet on a level, mostly open .78-acre triple lot with room to enjoy the outdoors. The open-concept layout features an updated kitchen with new cabinets, countertops, and appliances, along with new LVP flooring throughout. A deck off the dining area and backyard fire pit create inviting spaces to relax and enjoy the quiet country setting. With no HOA and short-term rentals allowed, this is an appealing starter home, weekend lake getaway, or vacation-rental opportunity. Property is being sold as-is.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

10/10
4/10

Construction

Condition

  • Property condition: Updated/Remodeled

Materials

  • Foundation: Crawlspace
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Interior Area

  • Total structure area: 1,009
  • Total interior livable area: 1,009 sqft

Property

Details

  • Parcel number: 05200330000001009001
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Gravel Driveway
  • On waterfront: Yes
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 0.78 Acres
  • Features: Acreage,Gentle Sloping,Level,Outside City Limits,Open Lot
  • Lot size dimensions: 313 x 138 x 150 x 150

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Ice Storm
Tornado
Cold Wave
Hail
Heat Wave
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $872$10,464
Home Insurance *$86$1,032
Property Taxes $66$792
Electricity $141$1,693
Total$1,165$13,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,942/yr
40% on housing$34,950/yr
45% on housing$31,066/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 65324$220
Camden County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 65324
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-23Listed for sale$172,500
2026-07-23Listing removed--
2026-06-06Listed for sale$165,000
2026-03-15Listing removed--
2025-11-24Listed for sale$165,000
2015-04-23Listing removed$50,000
2014-11-23Listed for sale$50,000

For Sale by Agent

AgentBRIAN HOFER
BrokerageRE/MAX Lake of the Ozarks

Similar Homes