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405 N Ireland St, Greensburg, IN, 47240

3beds
1baths
1,736sqft
$199,000
$115price/sqft
$1,466/moest. monthly cost
$58,640/yrincome needed

About This Home

Original charm, prime location, unlimited potential! Located on Ireland Street in the heart of Greensburg, this 1,700 sf+ home is packed with character and is waiting for someone with a vision. From vintage details to spacious living areas, this property offers the chance to create something truly special while enjoying a location that puts all of Greensburg within easy reach. Bring your ideas and see the possibilities within this 3 bed, 1 bath home!

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

7/10
Greensburg ElementaryGrades PK-51.5 mi
8/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Cellar,Crawl Space,Rock
  • Construction materials: Vinyl With Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Range Hood,Refrigerator,Washer,Water Heater

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Bedroom3

  • Level: Main
  • Area: 168
  • Dimensions: 12X14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 210
  • Dimensions: 14X15

Features

  • Ceiling Fan(s),High Speed Internet

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Wall Furnace
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 1,736
  • Total interior livable area: 1,736 sqft

Kitchen

  • Level: Main
  • Area: 294
  • Dimensions: 21X14

Living Room

  • Level: Main
  • Area: 225
  • Dimensions: 15X15

Master Bedroom

  • Level: Main
  • Area: 225
  • Dimensions: 15X15

Property

Accessibility

  • Accessibility features: Accessible Full Bath

Details

  • Parcel number: 161102340002000016
  • Special condition: As Is
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Glass Enclosed
  • Fencing: Fenced,Chain Link,Full

Lot

  • Lot size: 6,534 sqft

Parking

  • Parking features: On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$134$1,608
Property Taxes $142$1,704
Electricity $184$2,212
Total$1,466$17,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,262/yr
40% on housing$43,980/yr
45% on housing$39,093/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 47240$119
Decatur County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 47240$142
Decatur County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$195,000
2026-07-21Listed for sale$199,000
2026-07-16Pending sale$199,000
2026-07-05Listed for sale$199,000
2026-06-30Pending sale$199,000
2026-06-06Listed for sale$199,000

For Sale by Agent

AgentJody Westerfeld
BrokerageExodus Realty

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