See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

218 Dearborn St, Berne, IN, 46711

3beds
2baths
1,792sqft
$194,499
$109price/sqft
$1,458/moest. monthly cost
$58,320/yrincome needed

About This Home

Call today to look at this spacious 3 bedroom, one and a half bath home. This home is located just a few blocks north of Lehman Park and the City of Berne swimming pool. Features include an eat in kitchen with plenty of storage, a living room, dining room and a 3 seasons room. Upstairs you'll find 3 bedrooms and a full bath. The main bedroom is spacious with 2 closets. The full bath has a double sink vanity, a tub/shower combination and storage as well. With a detached garage you'll have a place to store all of your outdoor items!!

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

7/10
8/10
4/10
South Adams High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1924

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Elec,Dishwasher,Refrigerator,Electric Range,Water Heater - Rental

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Block,Concrete

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 182

Features

  • Eat-in Kitchen,Double Vanity,Tub/Shower Combination
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,792

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,548
  • Total interior livable area: 1,792 sqft

Kitchen

  • Level: Main
  • Area: 204

Living Room

  • Level: Main
  • Area: 247

Property

Details

  • Parcel number: 011104101025.000018

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 8,712 sqft
  • Features: Level,City/Town/Suburb
  • Lot size dimensions: 66X132

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $983$11,796
Home Insurance *$138$1,656
Property Taxes $153$1,836
Electricity $184$2,212
Total$1,458$17,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,988/yr
40% on housing$43,740/yr
45% on housing$38,880/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 46711$123
Adams County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 46711$107
Adams County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$189,900
2026-08-03Price change$194,499
2026-07-15Price change$199,995
2026-06-20Listed for sale$209,900

For Sale by Agent

AgentJason K Bluhm
BrokerageMiz Lehman REALTORS-Auctioneer

Similar Homes