8630 N Th Rd, Decatur, IN, 46733
About This Home
Actual Address: 8630 N 000th Road, Decatur, IN 46733. Rarely does a property like this become available! It's hard to find this kind of quality in such a beautiful private setting at this price! This well maintained split-bedroom ranch with a fully finished basement offers the perfect blend of peaceful country living and modern convenience, sitting on 2 acres with a private pond with pier for fishing or swimming. The home features 3 bedrooms with potential for a 4th in the basement, a flex office/formal dining room, a dedicated study, and a spacious 3-seasons room overlooking the scenic property. The nearly 500 sq. ft. primary suite includes a soaking tub, double-sink vanity, oversized walk-in closet with custom organization, and tray ceiling. The kitchen is designed for gathering with all new appliances, quartz countertops, custom cabinetry with pull-out drawers, a breakfast bar, and adjoining breakfast area. The finished basement provides exceptional additional living space with room for a theater, game room, home gym, or bar, plus abundant storage throughout. Outside, enjoy the extended stamped concrete patio, 3-car garage with attic storage, large driveway, and storage shed with overhead door. Additional features include geothermal heating and cooling, whole-home speaker system, custom closet organizers, and recent updates including fresh paint, water softener, reverse osmosis system, well pump, and iron filter. Conveniently located just 13 minutes from I-469, 2 miles from Bellmont High School, and 10 minutes from Adams Memorial Hospital, you'll enjoy the charm of Decatur with its farmers market, summer concerts, River Greenway, and year-round community events. This property is being sold in two separate tracts or all as one large parcel. This is tract 1 with 2 acres and the home. Tract two includes about 8.5 acres of wooded land for $150,000. Or the total property could be sold together which is about 10.5 acres of land with the home for $750,000. If properties are sold separately the two closings will needs to line up to close at the same time.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Range/Oven Hook Up Elec,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Range,Water Filtration System,Water Softener Owned
- Laundry features: Electric Dryer Hookup,Main Level
Basement
- Has basement: Yes
- Basement: Crawl Space,Partial,Finished,Concrete,Sump Pump
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 110
Family Room
- Level: Basement
- Area: 990
Features
- 1st Bdrm En Suite,Breakfast Bar,Sound System,Tray Ceiling(s),Ceiling Fan(s),Stone Counters,Crown Molding,Entrance Foyer,Soaking Tub,Natural Woodwork,Split Br Floor Plan,Double Vanity,Tub and Separate Shower,Tub/Shower Combination,Main Level Bedroom Suite,Formal Dining Room,Custom Cabinetry
- Window features: Blinds
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Attic: Pull Down Stairs,Storage
- Finished area below ground: 1,581
- Finished area above ground: 2,264
Heating & Cooling
- Heating features: Geothermal
- Cooling features: Geothermal
Interior Area
- Total structure area: 3,962
- Total interior livable area: 3,845 sqft
Kitchen
- Level: Main
- Area: 154
Living Room
- Level: Main
- Area: 324
Office
- Level: Main
- Area: 64
Property
Details
- Parcel number: 010221200009.500013
- Other equipment: Sump Pump
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch Covered,Screened
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Pier/Dock,Pond
Lot
- Lot size: 2 Acres
- Features: Few Trees,Landscaped
- Lot size dimensions: 841x653x488x238x253x478
Parking
- Total spaces: 3
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,792 | $45,504 |
| Home Insurance * | $515 | $6,180 |
| Property Taxes | $489 | $5,868 |
| Electricity | $352 | $4,229 |
| Total | $5,148 | $61,776 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Pending sale | $150,000 |
| 2026-08-06 | Price change | $150,000 |
| 2026-08-06 | Price change | $600,000 |
| 2026-06-22 | Price change | $750,000 |
| 2026-06-11 | Price change | $799,900 |
| 2026-05-30 | Listed for sale | $850,000 |
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