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8131 N 200 E, Decatur, IN, 46733

3beds
4baths
3,046sqft
$474,500
$156price/sqft
$3,289/moest. monthly cost
$131,560/yrincome needed

About This Home

Contingent accepting Back up offer. Beautiful Country Property! This attractive ranch and very well-maintained home is situated on a 3.46 lot located on Decatur's NE side with close access to Hwys 27 & I-469. The open floor plan features abundant natural light with gorgeous windows giving you amazing views of private country living. This home offers 3 bedrooms, 2 full & 2 half bathrooms, a gorgeous custom kitchen complete with many extras, a FULL daylight basement with a rec area, great storage and an additional room perfect for an office, playroom, craft room & more. Additionally, just off the attached garage is a finished room (formally a beauty salon) which would make a great area for entertaining, and the plumbing is still available. This property is meticulously landscaped and also includes a newer 32 x 52 x 12 Poll Barn built in 2022! All information on this data sheet is deemed reliable but is not guaranteed. Buyer/Buyers agent to confirm

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Bellmont Middle SchoolGrades 6-82.1 mi
7/10

Construction

Condition

  • Year built: 1967

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Elec,Water Heater Rental,Dishwasher,Microwave
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Partially Finished,Concrete,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 150

Features

  • Walk-In Closet(s),Laminate Counters,Countertops-Solid Surf,Stone Counters,Open Floorplan,Stand Up Shower,Tub/Shower Combination,Custom Cabinetry
  • Door features: Pocket Doors,Six Panel Doors,Storm Door(s),ENERGY STAR Qualified Doors,Insulated Doors,Storm Doors
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl,Ceramic Tile
  • Fireplace features: None
  • Finished area below ground: 1,404
  • Finished area above ground: 1,642

Heating & Cooling

  • Heating features: Electric,Heat Pump,ENERGY STAR Qualified Equipment
  • Cooling features: Central Air,Heat Pump,Ceiling Fan(s),ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 3,046
  • Total interior livable area: 3,046 sqft

Kitchen

  • Level: Main
  • Area: 90

Living Room

  • Level: Main
  • Area: 350

Property

Details

  • Parcel number: 010224300006.000013

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Fencing: Partial

Lot

  • Lot size: 3.46 Acres
  • Features: Level,Rural,Landscaped
  • Lot size dimensions: 415x363.43'

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,RV Access/Parking,Garage Utilities,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,399$28,788
Home Insurance *$326$3,912
Property Taxes $285$3,420
Electricity $279$3,350
Total$3,289$39,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,765/yr
40% on housing$98,670/yr
45% on housing$87,706/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 46733$123
Adams County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 46733$138
Adams County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$474,500
2026-06-06Listed for sale$489,500

For Sale by Agent

AgentMissy J Burkhalter
BrokeragePrestige Realty & Associates LLC

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