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606 Center St, Berne, IN, 46711

3beds
1baths
1,084sqft
$154,900
$143price/sqft
$1,153/moest. monthly cost
$46,120/yrincome needed

About This Home

This well-maintained 3-bedroom home offers a practical and inviting layout, perfect for comfortable everyday living. The first floor features a living room, a well-appointed kitchen with ample cabinet space, and a convenient master bedroom, providing easy one-level living. Upstairs, you'll find two additional bedrooms, offering flexibility for family, guests, or a home office. The home also includes a full basement, providing plenty of storage space and potential for a workshop, recreation area, or future finishing. Step outside to enjoy the fully fenced backyard, great for simply relaxing in your own private outdoor space. This home combines functionality, and comfort making it an excellent choice for a variety of lifestyles.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

7/10
8/10
4/10
South Adams High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,084

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 1,677
  • Total interior livable area: 1,084 sqft

Kitchen

  • Level: Main
  • Area: 90

Living Room

  • Level: Main
  • Area: 273

Property

Details

  • Parcel number: 010832404064.000010

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 8,712 sqft
  • Features: Level
  • Lot size dimensions: 66 x 132

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$110$1,320
Property Taxes $76$912
Electricity $184$2,212
Total$1,153$13,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,531/yr
40% on housing$34,590/yr
45% on housing$30,746/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 46711$125
Adams County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 46711$107
Adams County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$154,900
2026-07-29Listed for sale$154,900

For Sale by Agent

AgentBarton R Lehman
BrokerageMiz Lehman REALTORS-Auctioneer

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