417 Center St, Berne, IN, 46711
About This Home
You will love everything about this house from the time you step into the enclosed front porch. Step thru the front door into the 27-foot Living Room. The Living Room is open to the Dining Room. Living Room and Ding Room have 3/4" Natural finished floors. The Kitchen has Hilty cabinets with ceramic tile floor and all appliances stay. Upstairs there are 3 bedrooms and a full bath. There is an extra room in the basement along with a Hitzer Stove for heat. The home has Radiant floor heat and a Reverse Osmosis filter system. There are 20 solar panels on the garage roof that supply the batteries in the basement to keep your utility cost low. The 2-car garage is 28 x 30 with cement floor, 2 9'x9' overhead doors and a 10 x 28 lean to with 9' ceiling. Outside you can entertain on the composite deck. The home also has a carport. Recent improvements include Metal Roof (2025), Windows (2023), Water Heater (2022), CO2 & Smoke Detectors (2026). Seller is providing a 2-year premium Home Warranty
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Freezer,Electric Range,Gas Water Heater,Water Softener Rented
Basement
- Has basement: Yes
- Basement: Full
Bedroom1
- Level: Upper
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 156
Features
- Ceiling Fan(s)
- Window features: Window Treatments
- Fireplace features: Basement,Free Standing,Wood Burning Stove
- Finished area below ground: 0
- Finished area above ground: 1,456
Heating & Cooling
- Heating features: Coal,Natural Gas,Wood,Floor Furnace,Radiant,RAD Floors - Hydronic
- Cooling features: None,Ceiling Fan(s)
Interior Area
- Total structure area: 2,184
- Total interior livable area: 1,456 sqft
Kitchen
- Level: Main
- Area: 126
Living Room
- Level: Main
- Area: 324
Property
Details
- Parcel number: 010833301450.000010
- Other equipment: Sump Pump
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck,Enclosed
Lot
- Lot size: 7,405 sqft
- Features: Level
- Lot size dimensions: 59 x 132
Parking
- Total spaces: 2
- Parking features: Detached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,061 | $12,732 |
| Home Insurance * | $149 | $1,788 |
| Property Taxes | $167 | $2,004 |
| Electricity | $184 | $2,212 |
| Total | $1,561 | $18,732 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-19 | Listed for sale | $210,000 |
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