206 W Jackson St, Monroe, IN, 46772
About This Home
Enjoy small-town living with a convenient location between Decatur, Berne, Willshire and Bluffton! Tucked along a quiet street in Monroe, this well-cared-for ranch offers the comfortable hometown feel buyers love while keeping you within an easy drive of surrounding communities. Inside you’ll find 1,312 square feet on the main level with 3 bedrooms and 1.5 baths, plus another 1,312 square feet in the full, partially finished basement—giving you plenty of additional room for a family room, recreation space, hobbies, storage or whatever fits your lifestyle. The exceptionally large living room offers plenty of natural light, while the kitchen features a breakfast bar and appliances that remain with the home. Recent updates include vinyl plank flooring throughout most of the main level, fresh paint and trim, new vinyl flooring in the finished portion of the basement, and a new HVAC system installed in May 2024. Outside, you’ll find a nicely maintained property with a detached two-car garage and lean-to providing additional space for lawn equipment, tools and storage, as well as a covered patio. If you’ve been looking for a solid, move-in-ready ranch with a full basement, plenty of usable space and a quiet small-town setting,
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1955
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven Hook Up Elec,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Oven,Electric Range,Electric Water Heater,Water Softener Rented
- Laundry features: Electric Dryer Hookup
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Concrete,Sump Pump
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Features
- Breakfast Bar,Ceiling Fan(s),Laminate Counters,Eat-in Kitchen,Tub/Shower Combination
- Window features: Window Treatments,Blinds
- Flooring: Carpet,Laminate,Vinyl
- Number of fireplaces: 1
- Fireplace features: Wood Burning,Basement
- Fireplace: Yes
- Attic: Pull Down Stairs,Storage
- Finished area below ground: 656
- Finished area above ground: 1,312
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,624
- Total interior livable area: 1,968 sqft
Kitchen
- Level: Main
- Area: 135
Living Room
- Level: Main
- Area: 336
Property
Details
- Parcel number: 010804201003.000011
- Other equipment: Sump Pump
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Porch Covered
- Fencing: None
Lot
- Lot size: 7,840 sqft
- Features: Level,City/Town/Suburb,Landscaped
- Lot size dimensions: 60x132
Parking
- Total spaces: 2
- Parking features: Detached,Garage Door Opener,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,208 | $14,496 |
| Home Insurance * | $242 | $2,904 |
| Property Taxes | $81 | $972 |
| Electricity | $184 | $2,212 |
| Total | $1,715 | $20,580 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $229,000 |
| 2026-07-31 | Listed for sale | $239,000 |
| 2024-04-01 | Sold | $175,000 |
| 2024-03-11 | Pending sale | $179,500 |
| 2024-03-07 | Listed for sale | $179,500 |
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