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102 Railroad St, Elizabethtown, IN, 47232

2beds
1baths
1,045sqft
$155,000
$148price/sqft
$1,238/moest. monthly cost
$49,520/yrincome needed

About This Home

Welcome to 102 Railroad St., Elizabeth, IN. A cozy and inviting 2-bedroom, 1-bathroom home offering just over 1,050 square feet of comfortable living space. Full of small-town charm, this home provides a functional layout with spacious living areas, making it an excellent opportunity for first-time homebuyers, those looking to downsize, or investors seeking a great rental property. Enjoy the welcoming covered front porch, perfect for relaxing with your morning coffee or unwinding in the evening. Inside, you'll find a practical floor plan with ample natural light and plenty of potential to make it your own. Conveniently located near local amenities while maintaining the peaceful feel of a quiet community, this property offers both comfort and convenience. Whether you're looking for an affordable place to call home or your next investment opportunity, 102 Railroad St. is ready for its next chapter.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
6/10
Northside Middle SchoolGrades 7-88.2 mi
6/10
Columbus East High SchoolGrades 9-125.7 mi

Construction

Condition

  • Property condition: Fixer,Updated/Remodeled
  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Common Laundry,Dishwasher,Dryer,Electric Water Heater,Microwave,Electric Oven,Refrigerator,Washer
  • Laundry features: Common Area

Bedroom2

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 108
  • Dimensions: 9x12

Features

  • Attic Access,Hardwood Floors
  • Flooring: Hardwood
  • Attic: Access Only

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,045
  • Total interior livable area: 1,045 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Laundry

  • Level: Main
  • Area: 72
  • Dimensions: 9x8

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 16x15

Master Bedroom

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Property

Details

  • Parcel number: 038613320005500019
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck

Lot

  • Lot size: 7,405 sqft
  • Features: Corner Lot

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$69$828
Property Taxes $202$2,424
Electricity $184$2,212
Total$1,238$14,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,445/yr
40% on housing$37,140/yr
45% on housing$33,013/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 47232$213
Bartholomew County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 47232$173
Bartholomew County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$155,000
2026-07-15Listed for sale$165,000
2006-12-29Sold$20,000
2005-08-29Sold$11,000

For Sale by Agent

AgentKonner Stahl
BrokerageWeichert, REALTORS®

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