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3519 Deerfield Pl, Columbus, IN, 47203

5beds
5baths
3,200sqft
$445,000
$139price/sqft
$3,178/moest. monthly cost
$127,120/yrincome needed

About This Home

A rare opportunity to acquire a spacious, well-loved home in one of Columbus's most desirable neighborhoods — offered directly by the owner with no realtor fees. The property sits on nearly one acre of fully fenced, private land and features an exceptional 22x44 ft inground pool with a 12-ft diving pit. The pool has its own separate fence that has a lockable gate to keep small children from getting into the pool area. With 3,750 sq ft of finished living space across three levels, this home offers extraordinary room for families of all sizes. All main floor and upstairs spaces freshly painted within the last six months. Recent major investments: • New Anderson windows throughout — $44,000 (2 yrs) • New HVAC system — $12,000 (last summer) • New roof & gutters — $15,000 (3 yrs) • Dual water heaters — 130 gallons capacity • Pool house completely rebuilt & painted (last summer) • Granite countertops & new stainless appliances (2 yrs) Recent appraisal was $485,000. The seller provides a $40,000 credit off the appraised value to cover cosmetic updates: carpet in three bedrooms and basement, woodwork touch-ups, and any interior refreshes to your taste. Sold "as is" with this credit built in — and it can be financed directly into your new mortgage. Closing costs can also be built into the buyer's mortgage.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
6/10
Northside Middle SchoolGrades 7-80.9 mi
7/10

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Crawl/Raised
  • Roof: Asphalt
  • Construction materials: masonry

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Features

  • Flooring: Tile,Carpet,Concrete,Laminate
  • Fireplace features: masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Other,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,200 sqft

Property

Details

  • Parcel number: 039512130001300005

Features

  • Exterior features: Shingle,Brick,Composition,Metal

Lot

  • Lot size: 0.59 Acres

Parking

  • Total spaces: 4
  • Parking features: Carport,Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$247$2,964
Property Taxes $388$4,656
Electricity $293$3,520
Total$3,178$38,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,960/yr
40% on housing$95,340/yr
45% on housing$84,746/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 47203$127
Bartholomew County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 47203$147
Bartholomew County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-29Listed for sale$445,000
2004-12-06Sold$239,000

For Sale by Owner

AgentProperty Owner

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