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1319 Union St, Columbus, IN, 47201

2beds
1baths
772sqft
$100,000
$130price/sqft
$931/moest. monthly cost
$37,240/yrincome needed

About This Home

Located in a quiet neighborhood, this home began renovations in 2025. Although the remodeling is still in progress, several improvements have already been completed. The property features a covered two-car garage and a spacious backyard, perfect for outdoor living or future landscaping projects

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

6/10
Northside Middle SchoolGrades 7-81.1 mi
7/10

Construction

Condition

  • Year built: 1922

Materials

  • Foundation: Crawl/Raised
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dryer,Freezer,Garbage disposal,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Concrete

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central

Interior Area

  • Total interior livable area: 772 sqft

Property

Details

  • Parcel number: 039524140000500005

Features

  • Exterior features: Wood
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 6,525 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Winter Weather
Cold Wave
Earthquake
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$61$732
Property Taxes $181$2,172
Electricity $184$2,212
Total$931$11,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,920/yr
40% on housing$27,930/yr
45% on housing$24,826/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 47201$147
Bartholomew County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 47201$154
Bartholomew County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Listed for sale$100,000
2017-06-07Listing removed$50,000
2016-10-03Listed for sale$50,000
1999-05-18Sold$48,000

For Sale by Owner

AgentProperty Owner

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