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3609 31st St, Columbus, IN, 47203

4beds
3baths
2,996sqft
$309,000
$103price/sqft
$2,297/moest. monthly cost
$91,880/yrincome needed

About This Home

Quality built 2 story brick/wood traditional home with 4 BRs and 2.5 baths on nicely landscaped corner lot in the Carriage Estates neighborhood. Large patio with privacy fence. Hardwood floors in kitchen, breakfast room and entry. Wood burning fireplace with gas log in the paneled family room. unfinished basement offers abundant storage or could easily become a play area for children or a media room. Convenient to schools, shopping and area restaurants. Current owner has maintained and enjoyed this home for over 40 years and it is now ready for your personal touches

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
60
BikeBikeable

Schools

7/10
5/10
Central Middle SchoolGrades 7-82.6 mi
6/10
Columbus East High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1976

Materials

  • Foundation: Block
  • Construction materials: Brick,Cedar

Other

  • Builder name: Dnk

Type & Style

  • Home type: SingleFamily
  • Architectural style: Georgian,Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Gas Water Heater,Microwave,Electric Oven,Refrigerator,Washer,Water Heater,Water Softener Owned
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 12 X 11

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 12 X 11

Bedroom4

  • Level: Upper
  • Area: 108
  • Dimensions: 12 X 9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Level: Main
  • Area: 90
  • Dimensions: 10 X 9

Dining Room

  • Level: Main
  • Area: 121
  • Dimensions: 11 X 11

Family Room

  • Level: Main
  • Area: 300
  • Dimensions: 25 X 12

Features

  • Attic Pull Down Stairs
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,996
  • Total interior livable area: 2,996 sqft

Kitchen

  • Level: Main
  • Area: 90
  • Dimensions: 10 X 9

Living Room

  • Level: Upper
  • Area: 154
  • Dimensions: 14 X 11

Master Bedroom

  • Level: Upper
  • Area: 154
  • Dimensions: 14 X 11

Play Room

  • Features: Other
  • Level: Basement
  • Area: 682
  • Dimensions: 31 X 22

Property

Details

  • Parcel number: 039617110010100005
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Fencing: Fenced,Privacy
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 10,454 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,562$18,744
Home Insurance *$171$2,052
Property Taxes $290$3,480
Electricity $274$3,295
Total$2,297$27,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,754/yr
40% on housing$68,910/yr
45% on housing$61,253/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 47203$128
Bartholomew County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 47203$147
Bartholomew County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$295,000
2026-07-27Listed for sale$309,000
2026-07-19Pending sale$309,000
2026-06-20Listed for sale$309,000

For Sale by Agent

AgentJan Brinkman
BrokerageCENTURY 21 Scheetz

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