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3980 Waycross Dr, Columbus, IN, 47203

3beds
3baths
3,153sqft
$324,900
$103price/sqft
$2,694/moest. monthly cost
$107,760/yrincome needed

About This Home

Downsizing to a condo does not have to mean doing with less. Discover low-maintenance living in this well-kept 3-bedroom, 3-bath ranch condo with a basement and a 2-car attached garage. The homeowner's association handles lawn care, landscaping, snow removal, and exterior upkeep-including roof, gutters, and painting-so you can relax and enjoy your time. Inside, you'll find hardwood floors, granite countertops, custom built-ins and generous, well-designed spaces perfect for downsizing without sacrifice. Enjoy the wood burning fireplace in the living room or host guests in the spacious open living and dining areas. Ample closets and storage ensure everything has its place. The basement boasts a bonus room, full bathroom, and bedroom with a closet/storage area. Enjoy the community pool, ideal for unwinding or entertaining. Conveniently located close to shopping and restaurants. HOA fees cover grounds maintenance, roof repair/replacement reserves, and building hazard insurance, making this a smart, hassle-free choice. Schedule your showing today!!

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10
L F Smith ElementaryGrades PK-60.3 mi
4/10
Central Middle SchoolGrades 7-82.4 mi
6/10
Columbus East High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Block
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Tudor
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,MicroHood,Electric Oven

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Partial,Partially Finished

Bedroom2

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Bedroom3

  • Level: Basement
  • Area: 196
  • Dimensions: 14x14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Level: Basement
  • Area: 240
  • Dimensions: 12x20

Dining Room

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Features

  • Pantry
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 788
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,153
  • Total interior livable area: 3,153 sqft

Kitchen

  • Level: Main
  • Area: 117
  • Dimensions: 9x13

Library

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 285
  • Dimensions: 15x19

Living Room

  • Level: Main
  • Area: 286
  • Dimensions: 13x22

Master Bedroom

  • Level: Main
  • Area: 208
  • Dimensions: 13x16

Office

  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Property

Details

  • Parcel number: 039617410004500005
  • Special condition: Sales Disclosure Supplements
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Entry location: Building Private Entry,Ground Level
  • Patio & porch: Covered,Patio

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$180$2,160
Property Taxes $583$6,996
Electricity $289$3,468
Total$2,694$32,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,365/yr
40% on housing$80,820/yr
45% on housing$71,840/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 47203$128
Bartholomew County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 47203$147
Bartholomew County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$324,900
2005-05-11Sold$138,000
2003-07-31Sold$129,900

For Sale by Agent

AgentRusty Downey
BrokerageCarpenter, REALTORS®

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