103 E Oxford St, Otterbein, IN, 47970
About This Home
Step into timeless charm with this completely remodeled 3,000+ sq/ft 1900s beauty featuring 4 bedrooms, 2.5 baths, and the perfect blend of historic character and modern updates. Gorgeous original woodwork and trim have been preserved throughout, showcasing the home's craftsmanship, while soaring 9'+ ceilings create an open, inviting feel. The versatile den offers the potential for a 5th bedroom, home office, or flex space to fit your needs. Enjoy peace of mind knowing the roof, plumbing, electrical, and mechanical systems are all just six years old. Full basement with 2nd entrance. Located in a welcoming small-town setting, this move-in-ready home delivers classic elegance, modern convenience, and plenty of space for today's lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Roof: Asphalt
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Gas Oven
Basement
- Has basement: Yes
- Basement: Full
Bedroom1
- Level: Main
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 208
Features
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,056
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 4,574
- Total interior livable area: 3,056 sqft
Kitchen
- Level: Main
- Area: 169
Living Room
- Level: Main
- Area: 323
Office
- Level: Main
- Area: 154
Property
Details
- Parcel number: 041128444096.000002
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 6,534 sqft
- Features: Level,City/Town/Suburb
- Lot size dimensions: 50x130
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Hail
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,739 | $20,868 |
| Home Insurance * | $244 | $2,928 |
| Property Taxes | $292 | $3,504 |
| Electricity | $280 | $3,361 |
| Total | $2,555 | $30,660 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Pending sale | $344,000 |
| 2026-06-25 | Price change | $344,000 |
| 2026-06-04 | Listed for sale | $349,000 |
| 2018-07-18 | Listing removed | $13,500 |
| 2018-06-18 | Listed for sale | $13,500 |
| 2018-05-07 | Sold | $20,618 |
| 2018-04-04 | Listed for sale | -- |
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