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305 N Lincoln Ave, Fowler, IN, 47944

3beds
3baths
2,030sqft
$195,000
$96price/sqft
$1,565/moest. monthly cost
$62,600/yrincome needed

About This Home

This charming ranch home is a must see. Three bedrooms and two and a half baths with storage around every corner. Two spacious living areas as well as a two-car garage. A fenced in back yard with a yard barn. Schedule your private showing today. Sellers welcomes inspections but home is selling AS-IS.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Metal
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Gas,Refrigerator,Exhaust Fan,Gas Range,Gas Water Heater

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Family Room

  • Level: Main
  • Area: 350

Features

  • Eat-in Kitchen,Main Level Bedroom Suite
  • Window features: Window Treatments
  • Flooring: Carpet,Laminate,Tile
  • Attic: Storage
  • Finished area below ground: 0
  • Finished area above ground: 2,030

Heating & Cooling

  • Heating features: Forced Air,Wall Furnace
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,030
  • Total interior livable area: 2,030 sqft

Kitchen

  • Level: Main
  • Area: 165

Living Room

  • Level: Main
  • Area: 280

Property

Details

  • Parcel number: 040815221022.000004

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Wood

Lot

  • Lot size: 7,840 sqft
  • Features: Level,City/Town/Suburb
  • Lot size dimensions: 66x120

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Hail

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$214$2,568
Property Taxes $179$2,148
Electricity $186$2,233
Total$1,565$18,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,657/yr
40% on housing$46,950/yr
45% on housing$41,733/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 10.4%
10.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 47944$91
Benton County$92

vs Homes Sold Last Month

Median $/sqft

ZIP 47944$135
Benton County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-25Price change$210,000
2026-01-04Price change$215,000
2025-11-02Price change$223,900
2025-08-26Price change$229,900
2025-07-18Price change$234,000
2025-06-08Listed for sale$239,000

For Sale by Agent

AgentBrock Garrelts
BrokerageBurton Farm And Home Realty, LLC.

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