See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

404 W Huntington St, Montpelier, IN, 47359

4beds
2baths
1,899sqft
$220,000
$116price/sqft
$1,878/moest. monthly cost
$75,120/yrincome needed

About This Home

Under construction and remodeling. All new-painting, cabinets, roof, siding, windows, brick sidewalk and porch flooring, wiring, electrical. Work is under way. Enjoy the quiet living in a charming community, Four bedrooms, two full baths. Large eat in kitchen. Formal dining room. Large front porch and a deck in the rear. Corner lot. Brand new electrical, new Pella 250 series windows, new door that goes to front and back porches, brand new shingled roof, brand new facia, brand new metal siding (Tyvex), brand new brick porch entry way (brick came from church that was built in 1887 in Ohio), all repairs around foundation to cobblestone, brand new pressure treated porch with stain, brand new drywall (whole house), brand new texture ceilings, brand new paint in the whole house, refinished floor (lots of hours stripped all paint varnish and one coat of polyurethane) brand new hot water heater, brand new bathrooms, brand new lights and ceiling fans.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

4/10
5/10
Blackford High SchoolGrades 7-126.7 mi
--
Blackford Primary SchoolGrades PK-29.2 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Foursquare
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Elec,Dishwasher,Refrigerator,Electric Range,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Main Level

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 225

Features

  • Breakfast Bar,Bookcases,Ceiling-9+,Ceiling Fan(s),Laminate Counters,Eat-in Kitchen,Tub/Shower Combination,Main Level Bedroom Suite,Formal Dining Room,Custom Cabinetry
  • Door features: Six Panel Doors,ENERGY STAR Qualified Doors
  • Window features: ENERGY STAR Qualified Windows
  • Flooring: Hardwood,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,899

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,High Efficiency Furnace
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,899
  • Total interior livable area: 1,899 sqft

Kitchen

  • Level: Main
  • Area: 204

Living Room

  • Level: Main
  • Area: 210

Property

Details

  • Parcel number: 050204403062.000002
  • Zoning: R-3

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch Covered
  • Fencing: None

Lot

  • Lot size: 7,100 sqft
  • Features: Corner Lot,Level,0-2.9999,City/Town/Suburb,Landscaped
  • Lot size dimensions: 50x140

Parking

  • Parking features: Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$237$2,844
Property Taxes $345$4,140
Electricity $184$2,212
Total$1,878$22,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,388/yr
40% on housing$56,340/yr
45% on housing$50,080/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 47359$66
Blackford County$92

vs Homes Sold Last Month

Median $/sqft

ZIP 47359
Blackford County$84

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-16Listed for sale$220,000

For Sale by Agent

AgentRickie Sipe
BrokerageProperty House

Similar Homes